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Beauty Insurance Plus - Professional Liability Insurance

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Hair Stylist Liability Insurance: Protect Your Future

Get Insured Instantly

Imagine a client slips on a wet floor or has an allergic reaction to a product in your salon. Without insurance, you're looking at possible legal fees and compensation costs. Beauty Insurance Plus offers coverage tailored for hair stylists like you, designed to protect your career and assets.

Our insurance helps you handle unexpected challenges with confidence, so you can focus on your passion. Ready to safeguard your future and thrive in the beauty industry?

Understanding Hair Stylist Insurance: Beyond the Basics

As a hair stylist, you know that every snip and color has its own set of risks: slips on a wet floor, reactions to a new hair product, or even an unintended nick of the scissors. That's why specialized insurance isn't just an option—it's a necessity.

At Beauty Insurance Plus, our hair stylist insurance is crafted to protect you from these unexpected accidents, ensuring your focus remains on your artistry and client satisfaction, not on the what-ifs.

Why Hair Stylists Need Specialized Insurance

When it comes to protecting your career, being prepared for the unexpected is key. Here’s why every hair stylist needs the tailored protection that Beauty Insurance Plus provides:

  1. 1
    Accidents in the Salon: Even with the utmost care, accidents can occur. Insurance is your safety net, protecting you against claims from client injuries.
  2. 2
    Reactions to Products: With the numerous products used daily, allergic reactions are a possibility. Our insurance coverage is here to defend you against potential legal and compensation demands.
  3. 3

    Professional Liability: On the rare occasion that a service might not meet expectations or leads to an unintended outcome, professional liability coverage stands as your bulwark against claims of negligence or harm, covering legal costs and settlements.

By choosing Beauty Insurance Plus, you're not just getting an insurance policy; you're securing a partner dedicated to the beauty industry. Our coverage is meticulously designed to cater to the unique demands of hair styling, offering protection against industry-specific risks.

Plus, with access to an array of member benefits and unwavering customer support, you're fully equipped to navigate your career with confidence and peace of mind.

Protect Yourself Against the Unexpected - Get Hair Stylist Insurance Now 

Choosing the Insurance Policy That’s Right for You

When it comes to hair stylist insurance, knowing your options empowers you to choose the best protection for your career. Let’s see how Beauty Insurance Plus compares to other insurance options:

  • Comprehensive Coverage: Unlike some options that require additional purchases, our insurance provides extensive professional and general liability coverage in one package.
  • All-Inclusive Member Benefits: Our policy isn’t just about what we protect; it’s also about how we support your growth. From educational discounts to software subscriptions, we offer more than $750 in member benefits.
  • Nationwide Peace of Mind: With coverage in all 50 states, Beauty Insurance Plus ensures you’re protected no matter where your career takes you, unlike some policies with limited geographical reach.
  • Flexibility and Convenience: We believe in making insurance accessible. Our monthly payment options offer flexibility, ensuring you can get coverage that fits your financial situation.
  • No Additional Cost for Extra Services: We cover over 500+ services under one policy. This means if you decide to add a new treatment to your repertoire, you're already covered.

In the side-by-side comparison, it's clear that Beauty Insurance Plus offers a unique combination of value, coverage, and benefits designed with the modern cosmetologist in mind. We don’t just insure; we invest in your career.

Choose the Best: Beauty Insurance Plus

Opting for Beauty Insurance Plus means choosing a partner that prioritizes your needs and understands the intricacies of your profession. Our coverage isn't just comprehensive—it's crafted to give you freedom and security as you work, grow, and succeed.

Try Us for Yourself

Don't just take our word for it; the facts speak for themselves. Compare us to the competition and see why we are the #1 choice for cosmetology liability insurance. Your career deserves the best protection—choose Beauty Insurance Plus and cover your business with confidence.

Testimonials: Real Hair Stylists, Real Peace of Mind

Don’t take our word for it. We’ve got some amazing hair stylists singing our praises. They’ve been there, done that, and can vouch for the security and peace of mind our insurance brings to their careers. Yep, real stories from pros just like you.

"


Highly Recommend


I've been with Beauty Insurance Plus for years, and they are amazing! Great prices and great customer service. Highly recommend!


Crystal Sapp

"


A Great Company


This is a great company. It is easy to apply for insurance and even easier to renew your insurance. It is a great value for your money.


Christine Rodriguez

"


Easy to Use


I have been with Beauty Insurance Plus for years. It is so easy to use. I recommend them all the time. Affordable and convenient.


Lexie Ostrander

See More Reviews on Trustpilot

For more stories and insights from hairdressers just like you, explore more here. Discover how the right insurance isn’t just about protection—it’s about confidence in your craft.

Read Our 5-Star Google Reviews

Beauty Insurance Plus: Why Our Hair Stylist Insurance is a Cut Above the Rest

Choosing Beauty Insurance Plus means more than just getting insurance; it's about partnering with someone who genuinely cares about your career in cosmetology. Here's what makes our hair stylist insurance the top choice for professionals who want more than just basic coverage without breaking the bank.

Comprehensive Yet Simplified Coverage

Our coverage extends beyond the basics, providing you with the peace of mind that comes from knowing you're protected against a wide range of potential incidents—slips, cuts, chemical damage, and more.

This comprehensive approach ensures that no matter the service you provide, from hair styling to nail decorations, you’re covered.

Extensive Cosmetology Services Coverage

Unlike other insurers that require you to update your policy as you expand your services, Beauty Insurance Plus covers over 500+ beauty and wellness services from the moment you sign up. Whether you're exploring new techniques or sticking to your tried and true services, we've got you covered.

Instant Coverage and Support

Signing up is easy and instant, providing immediate proof of insurance so you can proceed with confidence. Plus, our exceptional customer service team is here to support you, ensuring you have the help you need when you need it.

Affordable and Transparent Pricing

With plans starting at just $169 for a year and $299 for two years, our pricing is structured to offer value without compromising on coverage. This straightforward approach means you can focus on your clients, not your wallet.

Valuable Member Benefits

Membership with us goes beyond insurance coverage. You’ll gain access to over $750 in member benefits and discounts, including exclusive deals on GlossGenius, BTCUniversity, and more, to support your business growth and professional development.

Protect your career today and join the countless cosmetologists who trust us to keep their futures secure.

Barber and customer giving high five

Barber and customer celebrating with a high five in the salon

Protect Your Hair Stylist Career Today with Beauty Insurance Plus

So, why choose us? It’s simple. We’ve got it all—competitive rates, extensive coverage options, and that comforting feeling of knowing you’re in safe hands. Plus, we’ve got some sweet deals for students and those looking to lock in long-term protection.

Ready to take your hairstyling career to the next level? It’s time to protect your passion with Beauty Insurance Plus. Don’t wait for the unexpected—sign up today and let’s secure your future.

Get Insured Instantly - Protect Your Future Today with Beauty Insurance Plus

FAQs

Why is specialized insurance important for hair stylists?

Hair stylists need specialized insurance because it's tailored to the specific risks and liabilities unique to the profession. Hair stylists work with sharp tools, and chemicals and provide services that can affect a client's appearance significantly.

A specialized policy covers you for industry-specific incidents like cuts, chemical burns, or dye-related damage, ensuring that you're protected against claims that could otherwise be financially crippling.

What does hair stylist insurance cover?

Our hair stylist insurance is designed to give you comprehensive protection, so you can focus on your clients, knowing you're covered. Here's what our policy includes:

  • Professional Liability: This covers claims of negligence or errors in the services you provide, like an accidental cut or a color treatment gone wrong.

  • Personal Injury and Advertising Injury: This covers claims from non-physical harm, such as libel, slander, or copyright infringement.

  • General Liability: Also known as “slip-and-fall” insurance, this covers accidents that cause injury or property damage within your salon or work area.

  • Identity Theft Protection: As businesses move online, protecting your professional identity is essential. This coverage assists you if your personal or business identity is compromised.

How do I determine the right insurance coverage for me?

Determining the right insurance coverage starts with evaluating your specific needs based on the services you offer, where you work, and the assets you need to protect. Consider potential risks, like the types of treatments you provide, whether you rent a booth, work as a mobile stylist, or own a salon.

Whether you're a salon owner, a mobile stylist, or a booth renter, our policies are designed to safeguard your career and assets effectively. Trust in Beauty Insurance Plus to provide you with the protection and support you need to thrive in the beauty industry.

Still need help choosing the right insurance coverage? Consult with one of our insurance specialists who understand the beauty industry and can help you tailor a policy to your individual circumstances.

Do you have any discounts available for your hair stylist insurance policies?

Yes! We offer various discounts on our hair stylist insurance policies to ensure affordability and accessibility for our valued customers. Here are the available discounts:

  • Two-Year Policy: Lock in a rate of $149 per year by purchasing our two-year policy, which includes all the same benefits. With this option, you'll save significantly on your insurance coverage over the two-year period.

  • One-Year Introductory Rate: Take advantage of our first-year introductory rate of $169 per year. This offer allows you to enjoy comprehensive coverage at a discounted rate for your initial year of coverage.

  • Student Discount: As a student, you can protect yourself during school and after graduation with our discounted rate of $49 for the first year. Purchase a policy before graduation to receive a full year of discounted coverage.

These discounts are designed to make quality insurance accessible to hair stylists at every stage of their career. Get insured today and enjoy the peace of mind that comes with comprehensive coverage from Beauty Insurance Plus.

How do I sign up for hair stylist insurance?

With Beauty Insurance Plus, signing up couldn’t be easier. Simply fill out this form to get insured instantly!

How can I add an additional insured to my policy?

We've made the process of adding an additional insured fast and easy. Please just fill out our Additional Insured Request Form to submit your request. After your request is submitted, one of our trained reps will contact you but note that all requests received after 4:00 PM EST will be processed the next business day.

Beauty Insurance Plus

8430 Enterprise Circle, Suite 200
Lakewood Ranch, FL 34202

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202. All Rights Reserved.

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