Microneedling Insurance:
Elevate Your Practice with A-Rated Protection
In the dynamic world of aesthetic treatments, microneedling stands out as a game-changer. But with innovation comes responsibility. Beauty Insurance Plus offers cutting-edge coverage tailored specifically for microneedling professionals. From $169 annually, our policies ensure you're protected as you transform lives, one tiny needle at a time.
Precision Coverage for Precision Treatments
Beauty Insurance Plus recognizes that microneedling isn't just another cosmetic procedure – it's an art form that requires specialized protection:
- Bespoke coverage for evolving techniques: From manual rollers to state-of-the-art automated pens, we've crafted policies that grow with your expertise.
- Robust liability limits: Our $3 million aggregate coverage stands ready to defend your reputation and assets.
- Future-proof protection: With our occurrence-based policies, you're covered for past work, even if you've moved on to new horizons.
- Instant digital certification: In today's fast-paced beauty industry, waiting isn't an option. Get your proof of insurance immediately upon signup.
- Tailored for the independent pro: Our plan is specifically designed to meet the needs of independent professionals, providing comprehensive coverage that fits your business perfectly.
With Beauty Insurance Plus, you're not just insured – you're empowered to push the boundaries of skin rejuvenation.
How Much Does Microneedling Liability Insurance Cost?
To make our esthetician liability insurance as accessible as possible we have several options available:
TWO YEAR
$299
PER 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
ONE YEAR
$169
PER YEAR
our first year introductory rate. take advantage of everything we have to offer.
STUDENT
$49
FIRST YEAR
Protect yourself in Esthetician school & after. Buy a policy before graduation for a full year of discounted coverage.
Microneedling Insurance Coverage & Benefits:
Policy Limits:
Member Benefits
Microneedling Insurance: What’s included in our policy
Our microneedling insurance goes deeper than skin-deep:
With Beauty Insurance Plus, you're covered from consultation to stunning results and beyond.
Comprehensive Protection for Every Microneedling Session
In the world of tiny needles, small oversights can lead to big issues. We've got you covered for a range of potential challenges.
Our protection extends to claims of excessive skin trauma or unexpected scarring from overzealous treatments. We're prepared for those rare but serious adverse reactions to treatment serums that can catch even the most careful practitioner off guard. Tech isn't infallible, so we've built in safeguards against malfunctioning devices or sterilization slip-ups. Post-treatment complications like unexpected healing issues or pigmentation problems? We've got your back there too. If your expertise comes under fire with claims questioning your professional judgment or technique, we're ready to defend your reputation. Even in the digital realm, we offer shelter from the storm of accidental client data disclosures.
With Beauty Insurance Plus, you can focus on creating flawless results, knowing we've anticipated the "what-ifs" so you don't have to. Our comprehensive coverage allows you to practice with confidence, pushing the boundaries of skin rejuvenation without pushing the limits of your peace of mind.
Microneedling Can Be Tricky - Our comprehensive insurance has got you covered.
Tiny needles can sometimes cause big headaches. But don't worry, we've thought of that:
We've tried to think of everything so you don't have to. Just focus on making people look great.
The #1 Choice for Microneedling Insurance
Beauty Insurance Plus has protected over 200,000 professionals nationwide. Your success deserves the best protection. Read our reviews and let the positive experiences of your peers guide you to the ultimate choice in professional insurance.
I've been with Beauty Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend.
Julia Skawrlo // Cosmetologist
I used this insurance when I decided to go solo esthetician and it was the best decision, you get all the support from them, customer service are easy to reach out.
Kawtar Mezouaq // Esthetician
I am going on 30 years of being a hairdresser and never once had a problem with a clam. I have paid so much money through the years I hate to even add it up! This is truly a huge savings and I thank Beauty Inc Plus so much for helping me save where I can! I only work part time and couldn't afford it if it wasn't for them! Its truly a life saver!!
Lisa England // Hairstylist
Getting Microneedling Insurance is Easy
We know you're busy, so we made this super quick:
- Answer a few questions about your work.
- We'll show you a price right away.
- Pick how you want to pay and you're done.
- Your insurance starts right then and there.
No waiting around. No complicated forms. Just quick, easy coverage so you can get back to work.
Ready to choose your Microneedling Insurance? Let's Get You Covered
Still Have Questions? We're Here to Help
We're not just insurance folks. We know about microneedling too:
- Our team knows all about aesthetic treatments.
- Chat online or send an email. Whatever works for you.
- If something goes wrong, we'll walk you through what to do.
New to microneedling? Old pro looking for better insurance? Either way, we're here to help. Give us a shout and see how we can protect your business.
Microneedling Insurance FAQs
Beauty Insurance Plus provides comprehensive coverage for a wide range of microneedling procedures. Our policy covers traditional manual dermarolling, automated microneedling pens. We understand that the field of aesthetic treatments is constantly evolving, so we regularly update our coverage to include new, FDA-approved microneedling technologies.
Whether you're performing basic collagen induction therapy or more complex treatments for acne scars, stretch marks, or hyperpigmentation, our insurance has you covered. We even extend coverage to complementary procedures often performed alongside microneedling, such as PRP application. Remember, it's always best to check with our team if you're introducing a new technique to ensure you're fully protected.
At Beauty Insurance Plus, we recognize that client expectations can sometimes differ from realistic outcomes, especially in the world of aesthetic treatments. Our policy is designed to protect you in cases where a client is dissatisfied with their microneedling results, even if you've performed the treatment correctly and followed all proper protocols. If a client files a claim alleging that their results don't meet their expectations, we'll step in to handle the situation.
Our team will review all documentation, including before and after photos, signed consent forms, and treatment records. We'll provide legal defense if necessary and cover any settlements or judgments up to your policy limits. However, it's crucial to maintain detailed records, set realistic expectations with clients, and always follow best practices to minimize the risk of such claims.
Absolutely! We understand that many aesthetic practitioners work at multiple locations or participate in beauty events. Our policy is designed to provide coverage wherever you perform microneedling treatments within the United States. Whether you work at a fixed location, travel between multiple spas or clinics, or offer your services at beauty expos or pop-up events, you're covered.
This flexibility allows you to grow your business without worrying about gaps in your insurance coverage. Just remember to always practice within the scope of your license and adhere to proper sanitation protocols, regardless of your working environment.
Yes, Beauty Insurance Plus offers comprehensive coverage for incidents where a client sustains an injury or experiences an adverse reaction during or after a microneedling procedure. Whether it's an unexpected skin reaction, infection, or other complication, our policy covers legal defence, settlements, and judgments up to your policy limits. We also cover claims related to negligence or malpractice, ensuring you're protected even in the most challenging situations.
To minimise risks, we recommend thorough client consultations, patch testing new products, and maintaining detailed records of each treatment session.
We take claims related to infections or complications very seriously, as we understand the potential impact on both your clients and your practice. If a client develops an infection or experiences other complications following a microneedling treatment, our policy provides robust protection. We'll cover the cost of legal defense if you're sued, as well as any settlements or judgments up to your policy limits. Our team will thoroughly investigate the claim, reviewing your sterilization procedures, the client's medical history, and your treatment records. We also offer resources to help you implement best practices for infection control and client screening to minimize these risks. Remember, prompt reporting of any potential issues is crucial for the best possible outcome.
While our primary focus is on protecting your active microneedling practice, we understand the importance of ongoing education in the aesthetic field. That's why we offer special considerations for practitioners undergoing additional training or certification. If you're taking a hands-on microneedling course that involves practicing on live models, our policy can often be extended to cover you during these training sessions.
Affordable student policy: We offer a special student policy for just $49/year, ensuring that those currently undergoing training or certification are protected as they hone their skills. Be sure to let us know if you're a student to take advantage of this rate. Always inform us when you're undertaking new training or receiving new certifications, as this can positively impact your coverage and rates.
Our policy includes product liability coverage, which is crucial for microneedling practitioners. This coverage protects you if a client has an adverse reaction to any products used during or after the microneedling procedure, such as serums, numbing creams, or post-treatment care products. If a claim is filed, we'll investigate the incident, looking at factors like the product's ingredients, any patch tests performed, and the client's medical history. Our coverage includes legal defense costs and any settlements or judgments up to your policy limits. To minimize risks, we recommend always using FDA-approved products, performing patch tests when introducing new products, and keeping detailed records of all products used during treatments.
If a client threatens legal action, it's crucial to act quickly and professionally. First, don't admit fault or make any promises. Instead, listen to the client's concerns and document everything they say. Then, contact Beauty Insurance Plus immediately.
We have a 24/7 claims hotline, so you can reach us anytime. Our team will guide you through the next steps, which may include gathering all relevant documentation (consent forms, treatment notes, before and after photos) and potentially arranging for the client to be seen by another professional for evaluation. We'll handle all communication with the client or their legal representation from that point forward, allowing you to focus on your practice. Remember, prompt reporting is key to the best possible resolution.
Yes, we understand that microneedling is often combined with other treatments for enhanced results. Our policy is designed to cover microneedling as well as many complementary procedures commonly performed in conjunction with it. This includes treatments like light chemical peels, LED light therapy, or the application of specific serums or PRP. However, it's important to note that each additional treatment may carry its own risks.
We recommend always informing us about the full range of services you offer. This ensures that your policy is tailored to cover all aspects of your practice. If you're considering adding a new treatment to your microneedling sessions, it's best to check with us first to confirm coverage.
License defense is a crucial component of our microneedling insurance. If a client files a complaint with your licensing board related to a microneedling treatment, we're here to support you. Our policy covers the legal costs associated with defending your license, including attorney fees and any costs related to appearing before the licensing board. We'll connect you with legal professionals experienced in aesthetic medicine and professional license defense.
They'll help you prepare your case, gather necessary documentation, and represent you in any hearings. Our goal is to protect not just your financial assets, but your professional reputation and ability to practice. We also provide resources on best practices and regulatory compliance to help prevent licensing issues before they occur.
We've made the process of adding an additional insured fast and easy. Please just fill out our Additional Insured Request Form to submit your request. After your request is submitted, one of our trained reps will contact you but note that all requests received after 4:00 PM EST will be processed the next business day.