Makeup Artist Insurance
Protect your Career with A- rated Insurance!
Makeup artists are one part beauty professional and one part personal therapists. Clients come into your studio expressing how they want to look. That expectation makes them feel good. And when clients come back to you, again and again, you build a relationship.
The level of trust customers place in their makeup artists is high. They are trusting you to help them look and feel great. When that trust is broken by a simple mistake or even something that is completely out of your control, a claim against you and your business can result.
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Why Do Makeup Artists Need Professional Liability Insurance?
Makeup artists are skilled at employing an array of different cosmetic products and tools in order to downplay facial flaws and beautify the contrast between eyes and lips and skin tone. Because this service requires hands-on application, a variety of different liabilities can be more prevalent.
Let’s face it, liability exists everywhere in business. We’ve been in the industry long enough not to be surprised by the many different types of claims we’ve covered for our members. Just by providing your services as a makeup artist, you will, unfortunately, face many different situations that could present an enormous cost if you had to cover them yourself.
Common Circumstances that Need Coverage
Even artists that have many years of experience and have performed countless successful client sessions can still find themselves facing a claim against them at some point in their career. Our comprehensive makeup artist insurance helps cover the costs of these claims as well as provides additional safeguards and a suite of awesome member benefits.
Questions? Check out our full Beauty Insurance Guide
Makeup Artist Liability Insurance
Makeup Artists offer multiple services to support their clients, from makeup to skin care. With Beauty Insurance Plus, the cost of insurance stays the same, regardless of the amount of services you offer.
One Year
$169
Per Year
OUR FIRST YEAR INTRODUCTORY RATE AND TAKE ADVANTAGE OF EVERYTHING WE HAVE TO OFFER.
Two Year
$299 (Save $39!)
Per 2 Years
LOCK-IN A RATE OF $149 PER YEAR, BY PURCHASING OUR TWO-YEAR POLICY, WITH ALL THE SAME BENEFITS.
Or call us at 800-941-3583 to speak to a live insurance representative.
The #1 Choice for Makeup Artist Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
I've been with Beauty Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia Skawrlo // Cosmetologist
I used this insurance when I decided to go solo esthetician and it was the best decision, you get all the support from them, customer service are easy to reach out.
Kawtar Mezouaq // Esthetician
I am going on 30 years of being a hairdresser and never once had a problem with a clam. I have paid so much money through the years I hate to even add it up! This is truly a huge savings and I thank Beauty Inc Plus so much for helping me save where I can! I only work part time and couldn't afford it if it wasn't for them! Its truly a life saver!!
Lisa England // Hairstylist
Makeup Artist Insurance Coverage & Benefits:
Policy Limits:
Member Benefits:
Makeup Artist Liability Insurance: Benefits Explained
Our policies for makeup artists combine the best in comprehensive coverage options all at an affordable rate so our members can focus on providing a great experience for their clients rather than “what-ifs” an unforeseen event could present.
Here’s an overview of several important elements that make up our comprehensive makeup artist insurance program:
Beauty Insurance Plus: Your Peace of Mind
Beauty Insurance Plus members receive the most comprehensive liability insurance program at one of the lowest costs in the industry. Because your career is important to you, Beauty Insurance Plus wants to be a solution to claims that may get in the way of the service you provide to your clients. We work hard to provide you with:
Excellent customer service with live agents available 8:00-8:00 ET Monday through Thursday and Friday 9:00-8:00pm EST
Instant coverage and proof of insurance at checkout
Occurrence form Coverage, the industry’s preferred choice
Member benefits like an identity protection plan, access to discounted ACA- related health insurance, and exclusive product discounts
Coverage for more than 500+ beauty and wellness services.
Access to over $750 in member benefits and discounts, including GlossGenius, BTCUniversity, and more.
| Associated Hair Professionals | Next Beauty Insurance | Beauty Insurance Plus | Hands on Trade Association | Beauty & Bodywork Insurance | |
|---|---|---|---|---|---|
| Professional & General Liability Included? | |||||
| Personal and Advertising Injury Included? | |||||
| Identity Protection Coverage Included? | $$$Add'tl Cost | ||||
| Health, Dental & Vision Coverage Access Included? | |||||
| Includes Member Benefits? | |||||
| Coverage in 50 States? | |||||
| Monthly Payment Options? | |||||
| Price | $199 | At a Quote | $169 | $175 | $96 |
500+ Services Covered
Skin Care
Hair Styling
Nail Decorations
Massage
Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.
Get Insured with Beauty Insurance Plus!
Beauty Student Competitive Rate
Beauty Insurance Plus offers first-year policies for students, available at only $49 for the first 12 months.
We want to make sure that during the time you are training for your profession, you are insured with the full benefits of our professional program at a discounted rate. Coverage is provided for 12 full months, even after graduation.
Click here
to learn more about our insurance for cosmetology students. If you have any questions, please give us a call at
800-941-3583
so we can help you in your journey.
Comprehensive Coverage, Great Benefits, One Low Price
Whether you provide your services at weddings, in a salon, or in a private home, you will enjoy full coverage through Beauty Insurance Plus in all 50 U.S. states. When you have to move jobs or even states to follow your career aspirations, your coverage will follow you.
We offer professional makeup artists the peace of mind of not having to worry about what might happen when a future event leads to a claim. Instead, our members are free to focus 100% on growing their business and providing great service to clients.
Some insurance programs will limit how many services you can offer and will either not cover additional services or charge an extra fee to have these included in the policy. We provide extensive coverage for many different techniques so you can put together the best plan for helping beautify your clients and we do so all at one, low rate.
Makeup Artist Insurance FAQs
Think of makeup artist insurance as a safety net for your career. While no one likes to think that an unfortunate event could crop up, we help professional makeup artists every day navigate claims that arise from the most every day of circumstances.
Effective makeup artists help clients look and feel their very best by using a variety of tools, chemicals, and different techniques. Doing so puts you in close proximity to sensitive areas around the face, neck, and head. One small slip can result in expensive medical costs to treat an injury or cover other costs like the client’s lost wages. When a client decides to seek legal action against you, legal defense fees will also be necessary. All of a sudden, that small mistake can cost thousands.
At its core, makeup artist insurance from Beauty Insurance Plus provides coverage for general and professional liability, product liability, advertising injury, and even identity theft.
For as low as $14.08 a month, you can have full, complete, and all inclusive makeup insurance coverage through Beauty Insurance Plus. Our insurance for makeup artists was created just for the beauty industry. This means we include smartly-set coverage limits and extended protections beyond general and professional liability coverage to include product liability coverage, advertising liability coverage, and even an identity protection plan.
Over and above great insurance coverage, our makeup artist insurance program includes fantastic member benefits worth hundreds of dollars all by themselves. We work extremely hard to keep our program both robust but also affordable for our hardworking professional members.
The best makeup artist insurance plan is one that adequately protects you and your career from the types of risks you face by working as a makeup artist professional. With Beauty Insurance Plus, you get the best return for the investment you make in insuring yourself and your career.
We do this by offering a solid liability insurance plan, include layers of additional protection like an identity protection plan, incorporate a membership benefits program worth hundreds of dollars, and do all of this at some of the best rates in the industry. The best makeup artist insurance plan is one that will protect you and your career, offers you extra benefits you’ll actually use, and is also affordable.
Makeup artist insurance allows you to transfer risk from yourself onto your insurance carrier. With Beauty Insurance Plus, your makeup artist insurance policy provides you with solid coverage within several key areas.
A claim event that occurs during the actual services you are providing would fall under what’s known as professional liability, or malpractice, insurance. An example could be a professional model that has hired you to create the perfect look for their photo session. When the product doesn’t meet their expectations, they may file a claim against you.
Coverage for accidents that occur in or around your premises - called general liability, or slip and fall, insurance, is vital for any professional simply offering services. All it takes for a claim event is a client tripping on the way to your booth and injuring themselves. Costs associated with general and professional liability claims are covered at $2 million per occurrence.
Going further, makeup artist liability insurance from Beauty Insurance Plus also includes safeguards for the everyday such as advertising coverage, and even an identity protection plan.
Absolutely. Our makeup artist insurance program is designed to be flexible - applying to just about any circumstance you might find yourself in for providing your professional services.
Whether you help clients as a freelance makeup artist, work in a salon, rent booth space, or just about anywhere in between, you can have confidence that your insurance coverage through Beauty Insurance Plus supports you through every step of your career.It may seem obvious but makeup artist insurance is the best insurance for makeup artists. Many insurance programs out there offer generic coverage for professionals but they weren’t designed just for the beauty industry and may contain serious gaps in their coverage for makeup artists.
Our program was designed just for makeup artists so includes the most appropriate protections for events that beauty professionals can face at some point in their careers. With Beauty Insurance Plus, you get coverage for both general and professional liability claims. Going further, our program also includes protection for advertising claims, and even an identity protection plan.
Absolutely. Our program invests in the future generation of makeup professionals with a low-cost, students-only option for those studying to become makeup artists. For just $49, students can enjoy all of the same benefits as our professional program for a full year.
If it’s advantageous, you may consider waiting until you are almost through with your program before applying for a makeup student insurance policy. That way, most of your first year on the job while you’re still learning the ropes is covered for only $49.
In truth, no, most states have no requirement for you to have insurance before you get licensed to provide makeup services. That being said, choosing to provide services without having insurance is extremely risky. Just like driving a car, the possibility of an accident is always out there.
With our one year option at $169 (that’s only $14.08 per month), you get great coverage for probably less than what you pay for your video streaming service. Considering just how costly a claim event can be, makeup artist insurance is an incredibly cost effective way for you to confidently provide services instead of worrying over a future claim event possibly sidelining your career and putting a big dent in your wallet.
We offer coverage for more than 500 beauty and wellness services. We fully covered Makeup Artists services such as application, eyebrows, and eyelashes.
Makeup artist liability insurance through Beauty Insurance Plus has built-in portability of coverage. Portability is a super useful insurance coverage mechanism that allows you to take your coverage with you no matter where you go. In all 50 U.S. states, you will have complete coverage no matter if you move jobs, move cities, or even move to a whole new state.
