Think of makeup artist insurance as a safety net for your career. While no one likes to think that an unfortunate event could crop up, we help professional makeup artists every day navigate claims that arise from the most every day of circumstances. 

Effective makeup artists help clients look and feel their very best by using a variety of tools, chemicals, and different techniques. Doing so puts you in close proximity to sensitive areas around the face, neck, and head. One small slip can result in expensive medical costs to treat an injury, pay for damaged property, or cover other costs like the client’s lost wages. When a client decides to seek legal action against you, legal defense fees will also be necessary. All of a sudden, that small mistake can cost thousands. 

At its core, makeup artist insurance from Beauty Insurance Plus provides coverage for general and professional liability, product liability, rental damages, stolen equipment, and even identity theft.

For as low as $11.67 a month, you can have full, complete, and all inclusive makeup insurance coverage through Beauty Insurance Plus. Our insurance for makeup artists was created just for the beauty industry. This means we include smartly-set coverage limits and extended protections beyond general and professional liability coverage to include product liability coverage, stolen equipment coverage, rental damage liability coverage, and even an identity protection plan. 

Over and above great insurance coverage, our makeup artist insurance program includes fantastic member benefits worth hundreds of dollars all by themselves. We work extremely hard to keep our program both robust but also affordable for our hardworking professional members.

The best makeup artist insurance plan is one that adequately protects you and your career from the types of risks you face by working as a makeup artist professional. With Beauty Insurance Plus, you get the best return for the investment you make in insuring yourself and your career. 

We do this by offering a solid liability insurance plan, include layers of additional protection like an identity protection plan, incorporate a membership benefits program worth hundreds of dollars, and do all of this at some of the best rates in the industry. The best makeup artist insurance plan is one that will protect you and your career, offers you extra benefits you’ll actually use, and is also affordable. 

Makeup artist insurance allows you to transfer risk from yourself onto your insurance carrier. With Beauty Insurance Plus, your makeup artist insurance policy provides you with solid coverage within several key areas. 

A claim event that occurs during the actual services you are providing would fall under what’s known as professional liability, or malpractice, insurance. An example could be a professional model that has hired you to create the perfect look for their photo session. When the product doesn’t meet their expectations, they may file a claim against you.

Coverage for accidents that occur in or around your premises - called general liability, or slip and fall, insurance, is vital for any professional simply offering services. All it takes for a claim event is a client tripping on the way to your booth and injuring themselves. Costs associated with general and professional liability claims are both covered at $2 million per occurrence and all the way up to $3 million individually as an annual aggregate. 

Another vital makeup insurance element is product liability coverage. This coverage kicks in when a client has a bad allergic reaction to a product you used. As a makeup artist, you will use hundreds of different products throughout your career. Just one bad reaction could cost thousands to provide remedy for.

Going further, makeup artist liability insurance from Beauty Insurance Plus also includes safeguards for the everyday such as stolen equipment coverage, rental damage coverage, and even an identity protection plan.

Definitely! Your makeup is an essential tool you use every day to provide great services to clients wanting to look and feel their best. With makeup artist insurance through Beauty Insurance Plus, you have additional protections just for your vital tools and equipment with our included stolen equipment coverage. This important ancillary coverage helps you recover the costs of replacing your makeup or other essential tools up to $1,000 with a $250 deductible.

It may seem obvious but makeup artist insurance is the best insurance for makeup artists. Many insurance programs out there offer generic coverage for professionals but they weren’t designed just for the beauty industry and may contain serious gaps in their coverage for makeup artists. 

Our program was designed just for makeup artists so includes the most appropriate protections for events that beauty professionals can face at some point in their careers. With Beauty Insurance Plus, you get coverage for both general and professional liability claims, as well as product liability claims. Going further, our program also includes protection for damages caused to a rental property, stolen equipment coverage, and even an identity protection plan. 

Absolutely. Our program invests in the future generation of makeup professionals with a low-cost, students-only option for those studying to become makeup artists. For just $25, students can enjoy all of the same benefits as our professional program for a full year. 

If it’s advantageous, you may consider waiting until you are almost through with your program before applying for a makeup student insurance policy. That way, most of your first year on the job while you’re still learning the ropes is covered for only $25.

In truth, no, most states have no requirement for you to have insurance before you get licensed to provide makeup services. That being said, choosing to provide services without having insurance is extremely risky. Just like driving a car, the possibility of an accident is always out there. 

With our one year option at $159 (that’s only $13.25 per month), you get great coverage for probably less than what you pay for your video streaming service. Considering just how costly a claim event can be, makeup artist insurance is an incredibly cost effective way for you to confidently provide services instead of worrying over a future claim event possibly sidelining your career and putting a big dent in your wallet.

Makeup artist liability insurance through Beauty Insurance Plus has built-in portability of coverage. Portability is a super useful insurance coverage mechanism that allows you to take your coverage with you no matter where you go. In all 50 U.S. states, you will have complete coverage no matter if you move jobs, move cities, or even move to a whole new state.