About Beauty Insurance Plus
Streamlined Insurance At Your Finger Tips.
Beauty Insurance Plus offers everything a beauty pro needs in one, simple policy.
Who Is Beauty Insurance Plus?
At Beauty Insurance Plus, our mission is to ensure that you feel confident and protected as you work your magic in the vibrant world of beauty and wellness. Regardless of if you're a seasoned pro who's been perfecting your craft for years, a trend-setting hairstylist always on the lookout for the latest looks, a skincare aficionado dedicated to enhancing your clients' natural radiance, or a nail artist creating breathtaking manicures, we’ll have your back at every step of your journey because we understand the unique challenges you face on a daily basis. From mastering new techniques to staying ahead of the latest and greatest, there's always something new to learn and conquer.
That's why we've made it our focus to provide you with comprehensive protection and peace of mind so you can focus on what you love most—your craft. Our liability insurance membership program is meticulously tailored to meet the specific needs of beauty professionals like you, covering over 500+ different modalities. All of our membership options ensure that you're fully protected against any unforeseen mishaps or accidents that may arise when you’re hard at work.
But that's not all—as a member of Beauty Insurance Plus, you'll also gain access to a wide range of perks and dedicated resources designed to help you thrive in beauty’s hyper competitive industry. From exclusive discounts on products and tools to continuing education resources and business support, we're committed to helping you reach new heights of success.
So why wait? Join us at Beauty Insurance Plus today and let’s elevate your career together!
Great insurance company, affordable and been very easy to use. Great for the beauty industry.
Customer
Backed by Giants
Rest assured you and your career are protected with Beauty Insurance Plus. We're A-Rated (Superior) and backed by some of the biggest names in the industry.
Flexible Beauty Insurance Options to Fit Your Needs
One Year
$169
Per Year
our first year introductory rate. take advantage of everything we have to offer.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
Or call us at 800-941-3583 to speak to a live insurance representative.
We Cover 500+ Beauty & Wellness Services
Non-medical Care of Skin
Acne Treatments
Body Scrub
Chemical Peel (no lasers)
Cold Light Series 6 Facials
Color Consultations
Cosmetic Massage
Dermaplanning
Eyebrow Shaping
Eyebrow Tinting
Eyelash Extensions
Facials
Hair Removal (no lasers)
Herbal Wraps
Instruction
Make-up (not permanent)
Manicures
Micro-Current Toning
Micro Needling
Microdermabrasion
Pedicures
Salt Scrub
Skin Peels
Ultra Sonic Facials
Ultra Sound Facials
Vitamin C Peels
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Acrylic
Airbrush Designs
Charms
False Nails
Foot Scrub
Gel
Gems
Glitter
Instruction
Manicures
Nail Art
Nail Extensions
Nail Repair
Painting
Paraffin Pedicures
Polish
Stencil Designs
Varnish
Youth
Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics
Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage
Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu
Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique
Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing
Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy
Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.
Get Insured with Beauty Insurance Plus!
Frequently Asked Questions
Beauty insurance is made just for cosmetologists, those skilled professionals that have to be skilled and mindful of so many different beauty techniques in order to produce the perfect look for their clients.
There are unfortunately many different forms of liability present for professionals working in the beauty industry. In beauty school, students are drilled and tested about sanitizing equipment and spotting health issues so they don’t exacerbate a condition, but sometimes there are events that are simply outside the realm of control. Even when you are super careful to clean and sterilize your equipment, you know every beauty treatment in the book, and take excruciating care with every detail of your work with a client, all it takes is one, simple accident to cost thousands.
Without cosmetology insurance, these costs could be entirely out of pocket.
Cosmetology liability insurance is offered at a flat annual rate of just $169. Or to lock in an even lower annual rate of $149 per year, you can purchase a two-year plan for $299. With either plan you choose, you get stout coverage limits for a multitude of different beauty services so that you can choose the very best combination of services that’s right for the client.
Also, the more services you can offer, the greater marketability you will have either as an employee within a salon, a freelance beauty pro, a mobile salon owner, or as a renter of booth space in a mall.
With this insurance program you can also move wherever your career needs to go to offer cosmetology services and still be covered so long as you’re still operating somewhere in the U.S. Beauty Insurance Plus also offers part-time and monthly payment plans. Our part-time policy is $149/yr 15hrs or less.
Insurance is a way that you can help decrease, or mitigate, the amount of risk you’ll face. This risk translates into the likelihood that a claim event will occur at some point in a career. Our top-rated beautician insurance program covers the costs of claims that relate to general and professional liability, as well as other areas like product liability, advertising liability, and more. Without insurance, you’ll face the same risks, you just won’t have anyone backing you up when a claim lands in your lap.
Areas, where a client or someone else (third party) may say you are liable, could be an instance where they slipped and fell (general liability), your services left them injured or damaged their property (professional liability), or a beauty service you provided induced a bad allergic reaction (product liability). However, the many, many different ways that an unforeseen event can crop up, the effects are the same. Without insurance, you’ll pay the costs, which can be substantial, out of your own pocket. Conversely, for $169 for a whole year, you can have the complete confidence that comes with complete beauty liability insurance for the beauty services you provide.
The different state boards that govern the licensing requirements for each state’s cosmetologists will set their own guidelines for everything that’s needed when it comes to your cosmetologist license. States can vary significantly in how much education they’ll require, what kind of test they’ll accept, and even renewal periods - some states are annual some biennial, and some even triennial. All that to say, always check with your state board for the most up-to-date requirements. While not every state requires insurance in order to get licensed, practicing cosmetology without beauty insurance is like driving for a ride-hailing service without car insurance. At some point, chances are that an unforeseen event will present you with a financial loss. Protecting your finances and your career long-term, beauty insurance is an economical shield behind which you can confidently provide great service to your clients, grow your base, and ultimately be successful in the beauty business.
Beauty Insurance Plus liability insurance covers a wide range of services within the beauty and wellness industries. From estheticians, to cosmetologists, micro-blading professionals, and nail technicians, we provide the coverage professionals need in order to be confident in providing great service to clients. Your focus should be entirely on creating a great look in your client, while also being consummate in your methods for applying just the right technique, not on whether or not an event might come someday with costs that are simply too much for you to bear alone.
Even skilled professionals with many years of experience can ultimately be faced one day with an event that was simply outside of their control. Maybe a piece of equipment isn’t quite 100% sanitized and that leads to an infection or an elderly client you’ve serviced for years trips and falls on their way to your chair and suddenly decides to file a lawsuit against you for all their expenses. Liability insurance from Beauty Insurance Plus provides an expert team of claims professionals to immediately go to work covering the costs of the claim and any legal defense fees, if necessary.
Beyond general and professional liability insurance, our liability insurance for beauty professionals also includes product liability, personal and advertising injury coverage and even an identity protection plan.
Still Have Questions?
We're here to help.
Our exceptional customer service team is available, Monday—Thursday: 8:00 am—8:00 pm EST & Friday: 9:00 am—8:00 pm EST to answer your questions and guide you on your journey to success.
