Esthetician Insurance
Insurance Tailored to Your Esthetic Career
It’s a therapeutic touch that reminds you facials can heal more than just the skin. As a skincare professional, you know more than most people that beauty is only skin deep. Beauty is about more than the visibility of clear skin. It’s about health, spirit, and trust.
More people are seeing the benefits of estheticians, including doctors and other health professionals. As more people come to you for your guidance, it is more important than ever that you protect yourself, your clients, and your profession.
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Why Do I Need Esthetician Insurance?
No two skins are alike. Though that can be rewarding and exciting for your experience, it can also be a potential danger. What works for one client can create harm for another. Though you are well trained and never intend to hurt anyone, a mishap can happen. Unfortunately, no career is perfect, and the same tools you used to help your clients can potentially harm them.
Common Circumstances That Need Coverage
Esthetician Liability Insurance
Two Year
$279.95
Per 2 Years
Lock-in a rate of $140 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169 $159
Per Year
Save $10 with our first year introductory rate and take advantage of everything we have to offer.
Student
$25
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
With Beauty Insurance Plus, your insurance rate stays the same, regardless of the amount of disciplines you practice.
Waxing is one of the most common causes for injury claims, affecting even the most skilled professionals. Paying more than $60,000 for a lawsuit can hurt your career if you are not prepared.
Your work is about health, spirit, and trust. We want to make sure that when accidents happen, it doesn’t diminish all you have worked for.
Program Benefits
Beauty Insurance Plus: Your Peace of Mind
As a Beauty Insurance Plus member, you will be able to take advantage of the most inclusive liability insurance program at one of the lowest costs in the industry. We believe in the work that you do, and want you to be able to continue to help your clients look and feel better, regardless of the claims that may arise and hurt your business. Because of this, we will provide you with:
Excellent customer service with live agents available 8:30-8:30 ET Monday through Friday + limited weekend hours
Instant coverage and proof of insurance at checkout
Occurrence form Coverage, the industry’s preferred choice
Member benefits like stolen equipment coverage, identity protection, a free website, and exclusive product discounts
Coverage for more than 450+ beauty and wellness services.
Access to over $750 in member benefits and discounts, including GlossGenius, BTCUniversity, and more.
What Skin Care Services Do We Cover?
Skin Care
Hair Styling
Nail Decorations
Massage
Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.
Get Insured with Beauty Insurance Plus!
Insurance Comparison Grid for Beauty Professionals
Associated Hair Professionals | Next Beauty Insurance | Beauty Insurance Plus | Hands on Trade Association | Beauty & Bodywork Insurance | |
---|---|---|---|---|---|
Professional & General Liability Included? | |||||
Product Liability Included? | |||||
Rental Premises Coverage Included? | |||||
Identity Protection Coverage Included? | $$$Add'tl Cost | ||||
Stolen Equipment Coverage Included? | $$$Add'tl Cost | $$$Add'tl Cost | |||
Health, Dental & Vision Coverage Access Included? | |||||
Includes Member Benefits? | |||||
Coverage in 50 States? | |||||
Monthly Payment Options? | |||||
Price | $199 | At a Quote | $159 | $165 | $96 |
The #1 Choice for Estheticians Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Estheticians State Requirements
To become a licensed or certified cosmetologist, one thing is clear: you need to receive an education in cosmetology. However, the type of education you need to receive may differ depending on your current state of residence. While most states will require you to attend an approved beauty school, others will allow you to complete an apprenticeship instead.
In addition to training requirements, you also need to be aware of state specific guidelines on continuing education units (CEUs), license renewal periods and fees, license reciprocity or transfer, etc. Click the link below to find see your state’s requirements.
Beauty Student Competitive Rate
Still in school? Our student rate is available at $25 annually. We hope that this discounted rate will help you while you are training for your profession. For $25, you will receive all of the benefits of our professional program for 12 full months, including $2 million of professional liability insurance.
Click here to learn more about our insurance for beauty students. These rates are only applicable to the discipline you are in school for on the day your coverage begins.
If you have any questions, please call us at 800-941-3583.
Esthetician Insurance FAQs
What kind of insurance do estheticians need?
How much does esthetician insurance cost?
What’s the difference between general liability and professional liability insurance?
When will my insurance go into effect?
Do I really need esthetician insurance if I only rent a salon booth?
Where can I see a comparison of different esthetician insurance providers?
Does Beauty Insurance Plus's policy cover me in all 50 states?
What kind of member benefits come with BIP's insurance coverage?
Is there a difference between esthetician and aesthetician insurance?
Where do I find online reviews for different insurance providers?
Why would an esthetician need product liability coverage?
Does esthetician insurance cover my supplies?
How do I find the best esthetician insurance program to fit my needs?
What services can I provide under my estheticians insurance policy?
Where can I see what requirements my state has for an esthetician license?
Why is occurrence form coverage the preferred choice for estheticians?
Can I get esthetician insurance while I’m still in beauty school?
What types of claims does esthetician insurance cover?
Can you purchase esthetician insurance online?
Why would an esthetician need rental damage coverage?