Our mission is to support beauty and wellness professionals by offering an instant, affordable liability insurance solution.
Insurance designed exclusively for…
COSMETOLOGISTS
ESTHETICIANS
NAIL TECHNICIANS
Our Affordable Insurance Solutions
PROFESSIONAL
Includes professional, general & product liability; coverage for rental damage, stolen equipment, and an identity protection plan; plus exclusive member benefits!
STUDENT
Includes everything in our professional policy at a first-year rate! This policy covers you for 12 full months & you must enroll before graduation. View Details »
High Coverage Limits
The insurance limits below are provided to both professional and student policyholders during their policy term.
Professional & General Liability Insurance:
$2 million per occurrence, $3 million per year
Product Liability: $2 million per occurrence & per year
Rental Damage Insurance: $100,000
Stolen Equipment Insurance: $1,000
Identity Protection Plan: See details.
These are individual limits, meaning they are reserved for each member during their coverage term, not shared across all members.
Plus The Best Benefits Around
Exceptional customer service with live insurance agents available 8:30-
8:30 ET Monday through Friday, plus weekend hours
Instant coverage and proof of insurance at checkout
Occurrence form coverage, the industry’s preferred choice
Member benefits like an identity protection plan, stolen equipment
coverage, a free professional website, and exclusive product discounts
All-inclusive coverage for more than 350 beauty and wellness modalities
FREE E-Membership to the Professional Beauty Association
PLUS a FREE annual subscription to one of six beauty publications:
Beauty Launchpad, DAYSPA, EYELASH, MAN Magazine, NailPro, or The Colorist
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Join our community of protected beauty professionals & get the peace of mind you deserve.
INSTANT COVERAGE • PLUS BENEFITS • ONE LOW RATE OF $159/yr
