Our mission is to support beauty and wellness professionals by offering an instant, affordable liability insurance solution.
Insurance designed exclusively for…
COSMETOLOGISTS
ESTHETICIANS
NAIL TECHNICIANS
Our Affordable Insurance Solutions
PROFESSIONAL
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Includes professional, general & product liability; coverage for rental damage, stolen equipment, and an identity protection plan; plus exclusive member benefits!
STUDENT
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Includes everything in our professional policy at a first-year rate! This policy covers you for 12 full months & you must enroll before graduation. View Details »
High Coverage Limits
The insurance limits below are provided to both professional and student policyholders during their policy term.
- Professional & General Liability Insurance:
$2 million per occurrence, $3 million per year - Product Liability: $2 million per occurrence & per year
- Rental Damage Insurance: $100,000
- Stolen Equipment Insurance: $1,000
- Identity Protection Plan: See details.
These are individual limits, meaning they are reserved for each member during their coverage term, not shared across all members.
Plus The Best Benefits Around
- Exceptional customer service with live insurance agents available 8:30-8:30 ET Monday through Friday, plus weekend hours
- Instant coverage and proof of insurance at checkout
- Occurrence form coverage, the industry’s preferred choice
- Member benefits like an identity protection plan, stolen equipment coverage, a free professional website, and exclusive product discounts
- All-inclusive coverage for more than 350 beauty and wellness modalities