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Beauty Insurance Plus

Beauty Insurance Plus - Professional Liability Insurance

  • Esthetician Insurance
    • Esthetician Insurance
    • Microblading Insurance
    • Spray Tan Insurance
    • Esthetician States Requirements
  • Beauty Insurance
    • Cosmetology Insurance
    • Cosmetologists State Requirements
    • Makeup Artist Insurance
    • Bodywork Insurance Vs. Beauty Insurance Plus
    • Hands On Trade Vs. Beauty Insurance Plus
    • ASCP Liability Insurance Vs. Beauty Insurance Plus
  • Nail Tech Insurance
    • Nail Technicians States Requirements
  • Business
    • Subscribe
  • About
    • Services Covered
    • Insurance Member Benefits
    • Frequently Asked Questions
    • Contact
  • Apply
  • Members
    • Renew
    • Add Additional Insureds
    • Insurance Renewal Process
    • Renewal Giveaway
    • Refer a Friend

Spray Tan Insurance

The perfect glow up for your clients.

Spray tan insurance


Clients rely on you to make sure they look and feel their best with the perfect glow. 

When you are a spray tan technician, the positive change you make for your clients influences the steady growth of the beauty industry.

Your clients need you to be protected, so you can continue to give the clients the tan they deserve.

Get Insured
hair salon


When your clients share their dreams and pains, you laugh and cry with them.

You hold the power of helping them feel better about themselves after leaving your chair.

Whether you are a hairstylist, barber, or beautician, the positive change you make for your clients influences the steady growth of the beauty industry.

As the demand for beauty treatments increases, employment for cosmetologists is expected to grow 13 percent through 2022.

Your clients need you to be protected, so you can continue to change their lives beyond the chair.

Why Do I Need Spray Tan Insurance?

From mobile spray tanning, to touch ups in the salon, spray tan professionals offer multiple services to support their clients.

What happens when your spray tan gun or machine suddenly malfunctions during a session or a client has a reaction to the color? Nobody wants to go there, but it can happen.

Common Circumstances that Need Coverage

  • Slip and Fall
  • Cuts
  • Chemical Damage
  • Burned or Damaged
  • Unsanitary Treatments
  • Stolen Equipment
  • Rental Damage

Paying the average cost to defend a slip and fall lawsuit ($25,000 to $50,000) can put your financial stability and career at severe risk.

We want to help you stay protected from these claims so you can continue the work that you do.

Spray tan liability insurance

Cosmetologist using aerograph for spray tan apply to young female back wearing bikini in beauty salon.


Why Do I Need Cosmetology Insurance?

The chair will mostly be a place of restoration for your clients. With the blending of training and compassion, you use scissors, makeup, and hair products to uplift appearances and confidence.

Unfortunately, no career is perfect, and the same tools you used to help your clients can potentially harm them.

Common Circumstances that Need Coverage

  • Slip and Fall
  • Cuts
  • Chemical Damage
  • Burned or Damaged
  • Unsanitary Instruments
  • Stolen Equipment
  • Rental Damage

Paying the average cost to defend a slip and fall lawsuit ($25,000 to $50,000) can put your financial stability and career at severe risk.

We want to help you stay protected from these claims so you can continue the work that you do.

Spray Tan Liability Insurance

One Year
$
159

Two Year
$
279.95

Save $48.05

Get Insured

With Beauty Insurance Plus, the cost of insurance stays the same, regardless of the amount of services you offer.


Program Benefits

  • Professional & General liability insurance: $2 million per occurrence; $3 million individual annual aggregate
  • Product Coverage: $2 million
  • Rental Damage Coverage: $100,000
  • Stolen Equipment Coverage: $1,000
  • FREE 3 Month Trial to GlossGenius, scheduling software
  • Identity Protection Plan
  • PLUS FREE Professional Website
  • PLUS exclusive member discounts
  • Coverage for 350+ modalities

Beauty Insurance Plus: Your Peace of Mind

Beauty Insurance Plus members receive the most comprehensive liability insurance program at one of the lowest costs in the industry. Because your career is important to you, Beauty Insurance Plus wants to be a solution to claims that may get in the way of the service you provide to your clients. We work hard to provide you with:

Excellent customer service with live agents available 8:30-8:30 ET Monday through Friday + limited weekend hours

Instant coverage and proof of insurance at checkout

Occurrence form Coverage, the industry’s preferred choice

Member benefits like stolen equipment coverage, identity protection, a free website, and exclusive product discounts

Coverage for more than 350+ beauty and wellness services

Access to over $750 in member benefits and industry discounts.

Get insured

What Cosmetology Services Do We Cover?

Hair Styling

Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening 
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist

Skin Care

Non-medical Care of Skin

Acne Treatments
Body Scrub
Chemical Peel (no lasers)
Cold Light Series 6 Facials
Color Consultations
Cosmetic Massage 
Dermaplanning
Eyebrow Shaping
Eyebrow Tinting
Eyelash Extensions
Facials
Hair Removal (no lasers)
Herbal Wraps
Instruction
Make-up (not permanent)
Manicures
Micro-Current Toning
Micro Needling
Microdermabrasion 
Pedicures
Salt Scrub
Skin Peels
Ultra Sonic Facials
Ultra Sound Facials
Vitamin C Peels

Nail Decorations

Acrylic
Airbrush Designs
Charms
False Nails
Foot Scrub
Gel
Gems
Glitter 
Instruction
Manicures
Nail Art
Nail Extensions
Nail Repair
Painting
Paraffin Pedicures
Polish 
Stencil Designs
Varnish
Youth

Massage

Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics

Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage
Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hannah Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu

Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique
Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing

Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

Get Insured with Beauty Insurance Plus!

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Beauty Student Competitive Rate

Beauty Insurance Plus offers first-year policies for students, available at only $25 for the first 12 months. 

We want to make sure that during the time you are training for your profession, you are insured with the full benefits of our professional program at a discounted rate. Coverage is provided for 12 full months, even after graduation.

Click here to learn more about our insurance for cosmetology students. If you have any questions, please give us a call at 800-941-3583 so we can help you in your journey.

hair stylist working with client
Buy Student Policy
Beauty Insurance Plus

3948 3rd Street South #279
Jacksonville Beach, FL 32250
info@beautyinsuranceplus.com
(800) 941-3583

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Privacy Policy & Terms of Service

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Arthur J. Gallagher Risk Management Services, LLC is the insurance partner for Protection Plan Association, Inc. members. Arthur J. Gallagher Risk Management Services, LLC, a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. All Rights Reserved. Copyright © 2023
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