Microneedling Insurance:

Beauty Insurance Plus provides comprehensive coverage for a wide range of microneedling procedures. Our policy covers traditional manual dermarolling, automated microneedling pens. We understand that the field of aesthetic treatments is constantly evolving, so we regularly update our coverage to include new, FDA-approved microneedling technologies. 

Whether you're performing basic collagen induction therapy or more complex treatments for acne scars, stretch marks, or hyperpigmentation, our insurance has you covered. We even extend coverage to complementary procedures often performed alongside microneedling, such as PRP application. Remember, it's always best to check with our team if you're introducing a new technique to ensure you're fully protected.

At Beauty Insurance Plus, we recognize that client expectations can sometimes differ from realistic outcomes, especially in the world of aesthetic treatments. Our policy is designed to protect you in cases where a client is dissatisfied with their microneedling results, even if you've performed the treatment correctly and followed all proper protocols. If a client files a claim alleging that their results don't meet their expectations, we'll step in to handle the situation. 

Our team will review all documentation, including before and after photos, signed consent forms, and treatment records. We'll provide legal defense if necessary and cover any settlements or judgments up to your policy limits. However, it's crucial to maintain detailed records, set realistic expectations with clients, and always follow best practices to minimize the risk of such claims.

Absolutely! We understand that many aesthetic practitioners work at multiple locations or participate in beauty events. Our policy is designed to provide coverage wherever you perform microneedling treatments within the United States. Whether you work at a fixed location, travel between multiple spas or clinics, or offer your services at beauty expos or pop-up events, you're covered. 

This flexibility allows you to grow your business without worrying about gaps in your insurance coverage. Just remember to always practice within the scope of your license and adhere to proper sanitation protocols, regardless of your working environment.

Yes, Beauty Insurance Plus offers comprehensive coverage for incidents where a client sustains an injury or experiences an adverse reaction during or after a microneedling procedure. Whether it's an unexpected skin reaction, infection, or other complication, our policy covers legal defence, settlements, and judgments up to your policy limits. We also cover claims related to negligence or malpractice, ensuring you're protected even in the most challenging situations.

To minimise risks, we recommend thorough client consultations, patch testing new products, and maintaining detailed records of each treatment session.

We take claims related to infections or complications very seriously, as we understand the potential impact on both your clients and your practice. If a client develops an infection or experiences other complications following a microneedling treatment, our policy provides robust protection. We'll cover the cost of legal defense if you're sued, as well as any settlements or judgments up to your policy limits. Our team will thoroughly investigate the claim, reviewing your sterilization procedures, the client's medical history, and your treatment records. We also offer resources to help you implement best practices for infection control and client screening to minimize these risks. Remember, prompt reporting of any potential issues is crucial for the best possible outcome.

While our primary focus is on protecting your active microneedling practice, we understand the importance of ongoing education in the aesthetic field. That's why we offer special considerations for practitioners undergoing additional training or certification. If you're taking a hands-on microneedling course that involves practicing on live models, our policy can often be extended to cover you during these training sessions.

Affordable student policy: We offer a special student policy for just $49/year, ensuring that those currently undergoing training or certification are protected as they hone their skills. Be sure to let us know if you're a student to take advantage of this rate. Always inform us when you're undertaking new training or receiving new certifications, as this can positively impact your coverage and rates.

Our policy includes product liability coverage, which is crucial for microneedling practitioners. This coverage protects you if a client has an adverse reaction to any products used during or after the microneedling procedure, such as serums, numbing creams, or post-treatment care products. If a claim is filed, we'll investigate the incident, looking at factors like the product's ingredients, any patch tests performed, and the client's medical history. Our coverage includes legal defense costs and any settlements or judgments up to your policy limits. To minimize risks, we recommend always using FDA-approved products, performing patch tests when introducing new products, and keeping detailed records of all products used during treatments.

If a client threatens legal action, it's crucial to act quickly and professionally. First, don't admit fault or make any promises. Instead, listen to the client's concerns and document everything they say. Then, contact Beauty Insurance Plus immediately. 

We have a 24/7 claims hotline, so you can reach us anytime. Our team will guide you through the next steps, which may include gathering all relevant documentation (consent forms, treatment notes, before and after photos) and potentially arranging for the client to be seen by another professional for evaluation. We'll handle all communication with the client or their legal representation from that point forward, allowing you to focus on your practice. Remember, prompt reporting is key to the best possible resolution.

License defense is a crucial component of our microneedling insurance. If a client files a complaint with your licensing board related to a microneedling treatment, we're here to support you. Our policy covers the legal costs associated with defending your license, including attorney fees and any costs related to appearing before the licensing board. We'll connect you with legal professionals experienced in aesthetic medicine and professional license defense. 

They'll help you prepare your case, gather necessary documentation, and represent you in any hearings. Our goal is to protect not just your financial assets, but your professional reputation and ability to practice. We also provide resources on best practices and regulatory compliance to help prevent licensing issues before they occur.

We've made the process of adding an additional insured fast and easy. Please just fill out our Additional Insured Request Form to submit your request. After your request is submitted, one of our trained reps will contact you but note that all requests received after 4:00 PM EST will be processed the next business day.