Colorado Cosmetology Insurance
Professional liability coverage designed to protect Colorado's cosmetologists and your long-term career success.
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
our first year introductory rate. take advantage of everything we have to offer.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Policy Highlights & Benefits
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Importance of Carrying Cosmetology Insurance
Due to the variety of services the cosmetology industry provides, even the most experienced beauty professional can make a mistake. There will never be 0% risk of an accident occuring. Cosmetologist insurance can protect both yourself and your reputation as a cosmetology professional against potential lawsuits.
Although liability insurance is not required in the state of Colorado, it is a financially wise decision to protect a career you have worked so hard to obtain.
Cosmetology Insurance in Colorado
The goal of every cosmetologist should be to have each client leave his or her services feeling more confident and looking his or her best. But, because of the closeness of the majority of services in the cosmetology industry, there will always be a risk of accidents—rather it be a client slipping on product residue on the floor or reacting negatively to a new facial cream.
If cosmetologists carry liability insurance, they do not have to work with fear of a potential legal claim against them. Carrying the appropriate cosmetology insurance can help.
Colorado Cosmetology License Requirements
Prerequisites
- At least 16 years old
Training
- 1500 school hours
- Written and practical exams
Instructor License
- Cosmetology license +2 years of experience
Renewal
- Renew every 2 years, in odd- or even-numbered years, by April 30
- $32 fee / $47 reinstate fee
Reciprocity
- Submit an application for licensure by endorsement
- Hold a valid license from home state with equivalent requirements
CEUs
- Not required
State Board
Colorado Office of Barber and Cosmetology
(303) 894-7427
Barber-Cosmetology@dora.state.co.us
Note: This information has been gathered from external sources and is for informational purposes. Please check with your local regulations to verify your state and local requirements.
Frequently Asked Questions
If you are at least 16 years old and have completed at least up to a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Colorado.
You will have to complete 1,800 school hours and pass both written and practical exams.
Yes, you will need to have a valid cosmetology license plus two years of experience in the industry.
No, CEUs are not required in the state of Colorado.
A person practicing cosmetology must renew his or her license every two years—in odd or even-numbered years by April 30—along with a $32 dollar fee or $47 dollar reinstatement fee.
No problem, just make sure you currently submit an application for licensure by endorsement and hold a valid cosmetology license from your home state with equivalent requirements.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
