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What Liability Insurance You Need for Body Scrub Spa Treatments

September 8, 2025 by Hanna Marcus

Giving your clients an exceptional experience and the unmatched relaxation that comes from a day at the spa is a goal that many estheticians share. From crafting a thoughtful environment that promotes feelings of luxury and enjoyment to offering services like body scrub treatments, the steps you take to achieve your dream beauty biz and attract your ideal customer are what make your path uniquely yours.

As you pursue your passion for beauty and for helping people, it’s important to invest in esthetician insurance that protects your interests and gives your clients confidence in your professionalism. This includes choosing liability insurance for estheticians offering body scrub treatments.

If you’re looking for guidance about the types of beauty insurance you should have to set yourself up for success, you’ve come to the right place.

Key Takeaways

Investing in esthetician insurance is a must, especially if you are considering offering services like body scrub spa treatments. Here, we’ll discuss what makes liability insurance so important, as well as the types of coverage you should look for when choosing a policy.

A beauty pro rubs a body scrub spa treatment with coffee grounds on her client's skin.

Table of Contents
Offering Body Scrub Spa Treatments? You Need Beauty Insurance
Why Estheticians Need Insurance for Body Scrub Treatments
Potential Risks of Body Scrub Treatments
The Types of Insurance You Need to Offer Body Scrub Spa Treatments
Types of Esthetician Liability Insurance

Offering Body Scrub Spa Treatments? You Need Beauty Insurance

Body scrub treatments can be performed in a variety of ways, making them a versatile service to add to your esthetician business. You can create your own variations, tailor the service to your individual clients, and otherwise put your personal spin on the treatment.

The basic format of a body scrub spa treatment is using an abrasive mixture of ingredients–typically something like coffee, salt, or sugar–to exfoliate the client’s skin. This helps remove impurities and dead skin cells, revealing the healthier, softer skin that hides beneath.

Often, an esthetician will follow this thorough exfoliation process with some kind of oil to moisturize the new skin and allow the ingredients to take full effect. This allows the skin to absorb the product and benefit from it in a more intense manner.

Body scrub treatments tend to be incredibly relaxing and therapeutic, increase blood flow, reduce ingrown hairs and acne, and help skin look healthier and smoother.

A skin expert rubs a body scrub spa treatment on her client's back.

Why Estheticians Need Insurance for Body Scrub Treatments

While body scrub spa treatments are very safe for the vast majority of people, there are a few things that can go wrong. Knowing the potential risks before you add this service to your beauty business can help you prepare for the possibilities and work to avoid them.

Potential Risks of Body Scrub Treatments

  • Skin dryness and irritation. Exfoliation can lead to dry and irritated skin, especially if it is done in excess. This discomfort is bad enough on its own, but the inflammation that could accompany it has the potential to be more serious.

  • Allergic reactions to the scrub. The scrub you use could contain various ingredients that clients might be allergic to. Essential oils, even if they are natural, are a great example. Most people will enjoy the benefits, but some people may experience allergic reactions that can range in severity.

  • Exacerbated skin conditions. If a client has a preexisting skin condition, their condition and symptoms could be made worse. It’s important to check with your clients before beginning a body scrub treatment to avoid further compromising their skin.

  • Infections. Because body scrub treatments can cause micro-tears in the skin or worsen pre-existing injuries, the possibility of introducing infection-causing bacteria is a real risk worth considering.

"Knowing the potential risks before you add this service to your beauty business can help you prepare for the possibilities and work to avoid them."

The Types of Insurance You Need to Offer Body Scrub Spa Treatments

With the common risks of body scrub treatments in mind, it’s time to explore the coverages every esthetician should invest in before they start offering this appealing spa service. Protecting your business, your reputation, your financial future, and more are all vital aspects of proper esthetician insurance, making this an essential step to your success.

Keep in mind that your state’s requirements for estheticians might vary from others, so be sure to check out our solo esthetician insurance guide.

Types of Esthetician Liability Insurance

  • Professional liability insurance is there to safeguard you when you make a mistake during your services. For this reason, it is sometimes called “malpractice” insurance.
  • General liability insurance is often referred to as “slip and fall” insurance because it protects your beauty biz from exactly that–accidents that occur on your business’ premises. From slipping on spilled products to tripping over an extension cord, events like this are more common than you might think.
  • Identity theft protection is another type of coverage to consider. While not as essential as professional and general liability coverage, identity theft protection can play a vital role in preserving your future as a beauty pro.
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To learn more about the types of beauty insurance coverages and why they are so important to your success both now and in the future, be sure to subscribe to Beauty Insurance Plus and visit our blog. You can also to stay up to date on beauty trends, business tips, and everything else you need to thrive.


Filed Under: Esthetician Tagged With: beauty industry, beauty pro tips, body scrub spa treatments, esthetician, solo esthetician

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202. All Rights Reserved.

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