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Beauty Insurance Plus - Professional Liability Insurance

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Identity Theft Protection

50% of cyber attacks happen to small businesses. Don’t let a lack of protection jeopardize your business—act now.

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What Is Identity Theft Protection?


Identity Theft Protection is a service that provides homes, businesses, and individuals like you the tools need to prevent cyber attacks and privacy breaches.

As a beauty professional, you likely handle sensitive client information, such as payment details and personal data like birthdays. With the constant evolution of technology, the risk of identity theft is higher than ever. Protecting both yourself and your clients is crucial—why take the risk when you can safeguard against it?

Key Features of Identity Theft Protection:

1. Business Cyber Insurance & Risk Management: We will better protect and insure your business against privacy risks, data breach and cyber crime. 

2. Identity Restoration: If you are a victim of a cyber breach, we will give you peace of mind knowing that you will be covered for up to $25,000. 

3. More than just protection for your business:  Receive identity protection at home and for your family with our personal cyber solutions. 

In today's world of technology, hackers are only getting started and getting better. It's time to make sure that you aren't the next victim. 

Why Do Beauty Professionals Need Identity Theft Protection?


Identity theft protection is the best way to protect yourself, your clients, and your business. With more than half of small businesses in the US experiencing cyber attacks, you could be the next target. Fortunately, identity theft protection is built into our membership.


Examples of Cyber Attacks:

  • Data Breach of Client Payment Information
  • Phishing Scams Targeting Independent Stylists
  • Hacking of a Beauty App or Loyalty Program
*Please note claim scenarios are for illustrative purposes only. Actual coverage is always determined by the carrier and based upon the policy language.


These scenarios highlight how beauty professionals, whether independent or part of a salon, face a growing risk of cyberattacks as they increasingly rely on technology for client management, payment processing, and service booking. Implementing strong cybersecurity measures is crucial to prevent incidents.

With Beauty Insurance Plus, you will receive complete career protection at an affordable rate. Start protecting your career in just minutes.

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How Much Does Liability Insurance Cost?

Beauty Insurance Plus offers affordable liability insurance for less than .46 cents a day. 

Two Year

$299

Per 2 Years

Lock-in a rate of $140 per year, by purchasing our two-year policy, with all the same benefits.

Buy Policy

One Year

$169

Per Year

our first year introductory rate and take advantage of everything we have to offer.

Buy Policy

Student

$49

First Year

Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.

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Policy Highlights & Benefits

  • Professional & General Liability Insurance: $2 million per occurrence, $3 million per year
  • Identity Theft Protection: $25,000
  • Personal and Advertising Injury: $2 million
  • Instant coverage and certificate of insurance
  • Occurrence form coverage, the industry's preferred choice
  • Receive 50% off your two-month subscription to GlossGenius' Gold Plan, scheduling software
  • All-inclusive, mobile coverage for more than 500+ beauty and wellness services
  • Free professional website, and more industry-leading exclusive member benefits
  • Access to Beauty Insurance Plus's Insurance Marketplace with options for group rates on health, vision, and dental plans.

Why Choose Beauty Insurance Plus?

As a Beauty Insurance Plus member, you will be able to take advantage of the most inclusive liability insurance program at one of the lowest costs in the industry. We believe in the work that you do, and want you to be able to continue to help your clients look and feel better, regardless of the claims that may arise and hurt your business. Because of this, we will provide you with:

Excellent customer service with live agents available 8:30-8:30 ET Monday through Friday + limited weekend hours

Instant coverage and proof of insurance at checkout

Occurrence form Coverage, the industry’s preferred choice

Coverage for more than 500+ beauty and wellness services.

Access to over $750 in member benefits and discounts, including GlossGenius, BTCUniversity, and more.

Get Insured

What Services Do We Cover?

Many other insurance providers make you pick and choose your coverage or charge extra for additional modalities. We find this way of approaching beauty insurance discourages professionals from growing in their careers and exploring new horizons. 

Our policy gives you total protection and a complete coverage plan. With over 500+ unique modalities and services in your policy, you don't have to sweat it if you want to learn a new skill or advance your career. Because it's included from the get-go, there's no need to call your insurance provider to update your policy. We've got you covered the moment you sign up.

  • Hair Styling

  • Esthetics

  • Nail Care

  • Massage

  • Yoga

Barbers

Blow outs

Chemical wave
Children's services

Conditioning treatments
Custom wrap
Design, cut and style

Design, cut and color

Fade cut

Fade designs

Flash or Balayage highlights

Hair bleaching

Hair braiding

Hair coloring
Hair treatments
Hair shaping
Hair extensions

Highlights

Men's grooming

Permanent hairstyle

Razor cuts

Razor shaves

Shampooing

Straightening
Thermal styling
Waves
Weave
Wet styling
Wig stylist

Acne treatments

Balneotherapy
Body scrub

Body fculpting / body contouring
Chemical peel (no lasers)
Cold light feries 6 facials
Color consultations
Cosmetic massage

Cyrotherapy
Dermaplaning

Endermologie

Esthetics
Eyebrow shaping
Eyebrow tinting

Eyebrow threading

Eyelash extensions

Eyebrow lamintation

Eyelash lift

Eyelash tinting

Facials

Facial massage

Fibroblasting

Gua sha
Hair removal (no lasers)
Herbal wraps

Henna

Hydrafacials

Hyrdodermabrasion
Instruction

Infared light panels

LED light therapy
Make-up (not permanent)
Manicures

Mechanical superficial facial
Micro-current toning
Micro-needling

Microblading*

Micro-channeling

Microshading

Micro-channeling

Microshading

Micro-dermabrasion

Ombre brows

Oxygen infusion facial

Pedicures

Plasma pen

Plasma lift

Red light therapy

Saline microblading removal
Salt scrubs
Skin peels

Spray tanning

Sunless tanning
Ultra sonic facial
Ultra sound facials
Vitamin C peels
Waxing

Acrylic
Airbrush designs
Charms
False nails
Foot scrubs
Gel
Gems

Glitter
Instruction
Manicures
Nail art
Nail extensions
Nail repair
Painting

Paraffin pedicures
Pedicures
Polish
Stencil designs
Varnish
Youth Nails

Abhynanga
Active Isolated Stretching
Acu-Kinesiology
Acupressure
Acutonics
Ai Chi
Alexander Technique
Amma Therapy
Animal Acupressure
Animal Massage
Anma Therapy
Applied Kinesiology
Aqua Massage
ARC Technique
Aroma-Reflex Therapy
Aromatherapy
Arvigo Techniques of Maya Abdominal Therapy
Ashiatsu Barefoot Massage
Ashiatsu Oriental Bar Therapy
Ashi-Thai
Asian Bodywork Therapy
Aston Patterning
Asymmetric Body Balancing
Attunement
Ayurvedic Massage
Bach Flower Remedies – Topicals
Balinese Massage
Balneotherapy
Bamboo Fusion
Bamboossage
Barbara Brennan Technique
Barefoot Shiatsu
BART
Belavia Facelift Massage
Benjamin System of Muscular Therapy
Berry Method
B.E.S.T.
Bindegewebs Massage
Bindi
Biodynamic Craniosacral Therapy
Bioenergetics
Bioenergy Massage
Biomagnetic Touch Healing
Biosonic Repatterning
Biosync
Bio Touch Healing
Body Image Enrichment
Body Logic
Body Wraps
Body-Mind Centering
BodyTalk
Bodywork for the Childbearing Year
Bonnie Bainbridge Cohen System
Bowen Technique
Breast Massage
Breathing Techniques
Breema Breathwork
Bridgewebs Massage
Canadian Deep Muscle Massage
Cayce/Reilly Massage
Chair Massage
Champissage
Chi Gong
Chi Nei Tsang
Chikly Brain Curriculum
Chinese Massage
Chubinsky Method
Classical Massage
Color Light Therapy (no lasers)
Complete Decongestive Therapy
Connective Tissue Massage
CORE Bodywork
Core Energetics

Cranial Release Technique
Cranial Soft Tissue Release
Craniosacral Therapy
Critz Technique
Cross Fiber Massage
Crystal Therapy
Cupping
Cyriax Massage
Deep Muscle Massage
Deep Tissue Massage
Dr. Vodder’s Manual Lymph Drainage
Ear Candling
Eden Energy Medicine
Egoscue Method
Emotion Code
Emotional Freedom Technique
Energetic Transformation
Energy Balancing
Energy Healing Techniques
Energy Kinesiology
Equine Massage
Equine Reiki
Equirub
Equissage
Esalen Massage
Essential Oils Massage
Facial Massage
Fascial and Membrane Technique
Feldenkrais Method
Feng Shui
Fertility Massage
Fijian Massage
Five Element Shiatsu
Forearm Dance Technique
Four-Hand Massage
Full Spectrum Energy Medicine
Functional Range Release
Geriatric Massage
G-Jo Acupressure
Gua Sha
H.E.A.R.T.
Hakomi
Hama Massage
Hand Reflexology
Hanna Somatic Education
Hawaiian Bodywork
Healing Touch
Hellerwork
Hemme Approach
Hoffa Massage Technique
Holistic Massage
Holotropic Breathwork
Hoshino Therapy
Hot Stone Massage
Hot Towels
Hydrocollator Hotpacs
Hydrotherapy
IGM Method
Indian Head Massage
Infant Massage
Injury Massage
Innovative Pet Therapy
Insight Bodywork
Instruction
Integrated Awareness
Integrative Acupressure
Integrative Eclectic Shiatsu
Internal Organ Massage
Intra-Oral Massage
Ionic Footbath
IP Touch
Jamu Massage
Japanese Shiatsu
Jin Shin Jyutsu

Kiatsu
Kinesiology
Kinesiology Taping
Kinessage
Kripalu Bodywork
Kriya Massage
Kurashova Massage
LaStone Therapy
Lava Shell Technique
LED Lights
LHE Phototherapy (no lasers)
Light of Life Energy
Lomilomi
Longevity Energetics
Looyen Work
Lymphatic Drainage Massage
Lymphatic Drainage Therapy
Lymphedma Therapy
Lypossage
Macrobiotic Shiatsu
Magnet Therapy
Manual Massage Therapy
Massage Therapy Instruction
Maya Abdominal Massage
McMillan Massage Technique
Mechanical Link
Medical Massage
Medical Qigong Therapy
MELT Method
Mennell Massage Technique
Mentastics
Merciér Therapy
Mother Massage
Moxibustion
Muscle Activation Technique
Muscle Energy Technique
Myofascial Release
Myomassology
Myopractics
Myoskeletal Alignment Technique
Myotherapy
Naprapathy
Nepali Massage
Neural Manipulation
Neuromuscular Reprogramming
Neuromuscular Therapy
New Manual Articular Approach
Niel-Asher Technique
Nuad Bo’ Rarn
Nurse Massage
Ohashiatsu
Okazaki Restorative Massage
Oncology Massage
On-Site Massage
Ortho-Bionomy
Orthopedic Massage
Pediatric Massage
Pet Massage
Pfrimmer Deep Muscle Therapy
PNF Stretches
Polarity Therapy
Positional Release
Postural Integration
Practical Movement
Pranic Healing
Pregnancy Massage
Prenatal Massage
Process Acupressure
Push Therapy
Qigong
Quantum-Touch
Raindrop Therapy
Range of Motion
Raynor Massage Therapy
Reconnective Healing

Reflexology
Reflexology Instruction
Reiki
Remedial Massage
Rolfing Structural Integration
Rosen Method
Rossiter System
Rubenfeld Synergy Method
Russian Massage
Rys Thomas Energy Medicine
Sabai of Sa-wan Therapy
SacroOccipital Technique
Safe Touch Massage
Schulman Therapy
Seated Massage
Sensory Repatterning
Shen Jing Acupressure
Shiatsu
Shiatsu Amma Therapy
Soma Neuromuscular Integration
Somatic Therapy
SomatoEmotional Release
Sound Healing
Sound Therapy
Sports Massage
St. John Neuromuscular Therapy
Steamy Wonder System
Stone Therapy
Strain-Counterstrain
Stretching Techniques
Structural Energetic Therapy
Structural Integration
Sugar Scrub
Swedish Massage
Swe-Thai Massage
Tai Chi
Tapping Techniques
Tellington Touch
Temporomandibular Therapy
Thai Herbal Compress Technique
Thai Massage
Thai Yoga Massage
The Healing Code
Therapeutic Touch
Theresa Primmer Method of Deep
Thumper Massage
Tian Di Bamboo Massage
Tibetan Massage
Total Body Balancing
Touch For Health
Touch Therapy Instructors
Touch to T.E.A.C.H.
Trager Work
Trauma Erase
Trauma Touch Therapy
Trigger Point Therapy
Tsubo Point Therapy
Tuina
Tuning Forks
Vedic Massage
Venus freeze
Vibrational Healing Massage Therapy
Visceral Manipulation
Warm Bamboo Massage
Watsu
Wurn Technique
Yamuna Body Rolling
Yuen Method
Zen Shiatsu
Zero Balancing
Zone Therapy

Acuu-Yoga

Amrit

Ananda

Anusara

Ashtanga

Baptiste

Bhakti

Bikram

Chi Kung

Hatha

Instruction

Integral

Integrative

ISHTA

Iyengar

Japa

Jivamukti

Jnana

Kali Ray TriYoga

Kharma

Kripalau

Kundalini

Laughing

Naam Yoga Therapy

Phoenix Rising Power

Power

Prenatal

Raja

Restorative

Sivananda

Svaroopa®

Viniyoga

Vinyasa

White Lotus

Yin

YogaFit® Personal Training

Yoga Therapy

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

  • See all services covered

Get Insured with Beauty Insurance Plus!

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The #1 Choice for Liability Insurance

Cultivating trust is essential when choosing an insurance provider. As a beauty professional, your insurance is the best protection against a liability lawsuit, so it's important to know, without a doubt, that your insurance company will come through for you.  Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.

I've been with Beauty Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend

Julia Skawrlo // Cosmetologist

I used this insurance when I decided to go solo esthetician and it was the best decision, you get all the support from them, customer service are easy to reach out.

Kawtar Mezouaq // Esthetician

I am going on 30 years of being a hairdresser and never once had a problem with a clam. I have paid so much money through the years I hate to even add it up! This is truly a huge savings and I thank Beauty Inc Plus so much for helping me save where I can! I only work part time and couldn't afford it if it wasn't for them! Its truly a life saver!!

Lisa England // Hairstylist

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Common Questions about Identity Theft Protection

1. What is identity theft protection, and how does it work?

Identity theft protection refers to services and measures designed to safeguard your personal and financial information from being stolen and misused by cybercriminals. It includes monitoring, alerts, fraud resolution, and sometimes insurance coverage for losses incurred from identity theft.

2. How can I protect my clients' personal information from identity theft?

You can protect client data by using secure payment systems, encrypting sensitive information, setting strong passwords, using two-factor authentication, keeping software updated, and implementing proper data storage practices.

Our identity theft protection services are here to protect you against those crimes so you don't have to think about taking those precautions. 

3. How does identity theft protection work with Beauty Insurance Plus?

When you purchase your liability insurance from Beauty Insurance you will instantly receive access to our identity theft protection services. We offer up $25,000 in identity theft protection so you can continue to focus on the work that you do. We'll take care of the rest. 

Beauty Insurance Plus

8430 Enterprise Circle, Suite 200
Lakewood Ranch, FL 34202

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202. All Rights Reserved.

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