Wisconsin Cosmetology Insurance
Working as a cosmetologist in Wisconsin can be an exciting and rewarding experience. Beauty treatments is one of those recession-proof commodities that people love, so can always find work. But you do need to consider how to protect yourself and your professional practice if something goes wrong.
Though you might not have realized it, cosmetology involves risk. There are real risks that are involved in the process of giving beauty treatments. To minimize these risks, it is essential that you invest in a good Wisconsin cosmetology insurance policy.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Wisconsin Cosmetology FAQs
If you are at least 18 years old and have a high school diploma or equivalent, you are eligible to obtaining a cosmetology license in the state of Wisconsin.
Individuals must complete at least 1800 hours of training in an accredited program or 4000 hours apprenticeship. Those who wish to become licensed estheticians and nail technicians must complete at least 450 hours and 300 hours of training, respectively.
A cosmetology Instructor license + 2000 hours of practice + 150 training hours
4 board-approved CEUs every two years are required in Wisconsin.
A person practicing cosmetology must renew his or her license every every March of odd-numbered years—along with a $82 fee.
No problem, just make sure you hold a cosmetology license in your home state and completed at least 2,000 hours of licensed practice.
Why Invest in Insurance Coverage
The main reason Wisconsin cosmetologist insurance is so crucial is because you really never know when an accident might happen that could result in a claim against you from one of your customers or a third party who somehow suffers harm or financial loss in association with your practice. You can think of cosmetology insurance as your much-needed safety net, always there to catch you in the unlikely event that something happens to your and your practice. Whether you’re a student, an employee of a local beauty shop or spa or you work as an independent contractor, cosmetology insurance is essential.
Insurance Is a Must-Have
Even though the state of Wisconsin doesn’t require liability insurance for you to work as a cosmetologist, it is still a wise idea to protect yourself. This is because you cannot always control circumstances or predict the actions of every one of your customers. Liability insurance for cosmetologists safeguards against both known and unknown risks. It can protect you and your income, savings, assets, reputation, and your ability to continue practicing hands-on beauty therapies from claims involving property damage or bodily injury by clients or third parties. The cosmetology insurance will shield you from the huge expense that is associated with costs of litigation, court costs, court settlement awards, and judgments.
