Washington Cosmetology Insurance
Washington cosmetology insurance is a package of policies that can include professional liability, product liability, and general liability insurance. It is designed to protect you and your cosmetology practice from liability claims or allegations for damages by clients or third parties.
Even though you might think you don’t need insurance, there are serious risks involved with giving beauty treatments; and cosmetology insurance is specifically designed to cover those risks. Whether you’re a cosmetology student, an independent contractor, an employee of a local salon, or you travel to people’s homes, buying liability insurance coverage is essential.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Washington Cosmetology FAQs
If you are at least 17 years old and have a high school diploma, you are eligible to obtain a cosmetology license in the state of Washington.
Individuals must complete at least 1600 hours of training in an accredited program or a minimum of 2000 hours apprenticeship. Those who wish to become estheticians and nail technicians have to complete a minimum of 600 hours of training or 800 hours of apprenticeship.
After finishing the requisite training, candidates have to pass a licensing exam issued by the state’s Board of Cosmetology + 500 classroom hours. The Board may accept work experience in lieu of those training hours.
CEUs are not required in Washington.
A person practicing cosmetology must renew his or her license every two years—along with a $55 fee.
The WA state Board of Cosmetology also allows individuals who have already taken a practical and written exam in their home states to transfer their licenses to Washington.
Cosmetology Insurance for Individual Cosmetologists Covers the Unexpected
As a cosmetologist in the state of Washington, you provide a variety of beauty services, which might include makeup, hair, nails, and skin care. Aside from giving beauty treatments, you may offer your clients beauty advice and consultations. Your clients trust your skills, training, and judgment when they pay for your services. But if they feel you made a mistake or your service was not up to their expectations, then they could file a lawsuit for money damages against you.
Because you really can never know when an accident or mistake might happen that could result in a lawsuit against you from one of your clients or a third party, it is wise to acquire cosmetology insurance that will offer protection against various risks that are involved in your profession. Washington cosmetologist insurance protects you and your practice from the unexpected by covering the attorney fees, court costs, and any punitive damages against you.
