Virginia Cosmetology Insurance

As a professional cosmetologist in the state of Virginia, your job includes providing a lot of up close and personal beauty treatments to clients. In order to protect yourself and your business in case of any potential accidents, you should choose to carry professional cosmetology insurance—here’s why.

Importance of Cosmetology Insurance

You may be thinking that you don’t need to have professional liability coverage. But, think again. There are many potential risks in providing cosmetology treatments. And, although we don’t wish these mishaps on anyone, beauty services—such as facials, waxing, hair dying, chemical peels, and more—can bring you in close contact with your clients. This leaves a greater chance for the possibility of risk in each service. Unfortunately, accidents can happen either in or out of your control—a customer is dissatisfied with his or her service or reacts negatively to a product you used.

That’s why it is important to carry the correct cosmetology insurance policy.

Two Main Types of Cosmetology Insurance

Professional liability (malpractice): protects you from claims made due to errors or professional malpractice. This could be due to an accidental injury caused by a beauty treatment. Your policy can help pay for your legal defenses against you.

General liability (trip-and-fall scenario): protects you in case a client suffers an injury while in your home or the environment in which you are working. For example, if a client trips and falls due to product residue on the floor and suffers an injury, then the client could file a lawsuit against you.

Virginia Cosmetology FAQs

Am I eligible to obtain a cosmetology license?

Yes, there are no prerequisites to obtain a cosmetology license in the state of Virginia.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,500 school hours or 3,000 apprenticeship hours, and pass practical and written exams.

Do I need a license to be a cosmetology instructor?

Yes, you need a cosmetology license and a post-secondary course in teaching techniques. Or, take a board-approved instructor training course. Or, pass a cosmetology instruction exam.

Does the state of Virginia require me to complete continuing education units (CEUs)?

No, CEUs are not required.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her license every two years by date of original licensure
—along with a $40 dollar fee.

Moving to Virginia from another state?

You must have a current license in a state with substantially similar training requirements, and submit an application for endorsement and proof of licensure.