Virginia Cosmetology Insurance
As a professional cosmetologist in the state of Virginia, your job includes providing a lot of up close and personal beauty treatments to clients. In order to protect yourself and your business in case of any potential accidents, you should choose to carry professional cosmetology insurance—here’s why.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Virginia Cosmetology FAQs
Yes, there are no prerequisites to obtain a cosmetology license in the state of Virginia.
You will have to complete 1,500 school hours or 3,000 apprenticeship hours, and pass practical and written exams.
Yes, you need a cosmetology license and a post-secondary course in teaching techniques. Or, take a board-approved instructor training course. Or, pass a cosmetology instruction exam.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license every two years by date of original licensure
—along with a $40 dollar fee.
You must have a current license in a state with substantially similar training requirements, and submit an application for endorsement and proof of licensure.
Importance of Cosmetology Insurance
You may be thinking that you don’t need to have professional liability coverage. But, think again. There are many potential risks in providing cosmetology treatments. And, although we don’t wish these mishaps on anyone, beauty services—such as facials, waxing, hair dying, chemical peels, and more—can bring you in close contact with your clients. This leaves a greater chance for the possibility of risk in each service. Unfortunately, accidents can happen either in or out of your control—a customer is dissatisfied with his or her service or reacts negatively to a product you used.
That’s why it is important to carry the correct cosmetology insurance policy.