Montana Cosmetology Insurance
If you are a current cosmetologist in the state of Montana, it is important for you to protect both your credibility as a beauty professional and the finances of your business. Because the cosmetology industry is vast and there are many services provided that require you to get up close and personal with your clients, there will never be zero percent risk of potential accidents.
Fortunately, there is a simple solution to ease the stress of potential lawsuits—carrying the appropriate liability insurance.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Montana Cosmetology FAQs
If you are at least 18 years old and have completed a high school education or GED, you are eligible to obtain a cosmetology license in the state of Montana.
You will have to complete 2,000 school/course hours and pass the appropriate exams.
Yes, you need a cosmetology license, complete a 650-hour teacher training course, and have one year of work experience.
Yes, cosmetologists are required to complete 30 CEUs every two years, and instructors are required to complete 60 CEUs every two years.
A person practicing cosmetology must renew his or her license biennially by March 1st—along with a $80 dollar fee.
No problem, just make sure you hold a valid license in a state with comparable training and testing requirements. Otherwise, you may be required to take additional training hours plus pass national exams.
Do I need cosmetology coverage?
You may be thinking you learned safety techniques in beauty school or you’ve been practicing for years and haven’t had a lawsuit yet, but knock on wood. Due to the variety of products cosmetologists use on a daily basis and the closeness of these services provided, there will never be zero risk. Some potential scenarios could even be out of your control, such as a client tripping on a chair in your waiting room or stealing a pair of shears on his or her way out the door. Lawsuits that could result in each of these scenarios would be covered, if you carried the appropriate beauty insurance.
Carrying liability insurance is a wise decision for both your reputation as a professional and the well-being of your finances.
