Missouri Cosmetology Insurance
If you are currently practicing cosmetology in the state of Missouri, having a cosmetology insurance policy of your own is a smart decision. Because of the closeness of the majority of cosmetic services, the risk of an accident can never be eliminated. Accidents can happen in or out of your control, and protecting your business and your credibility as a beauty professional is a financially-wise and career-conscious decision.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Missouri Cosmetology FAQs
If you are at least 17 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Missouri.
You will have to complete 1,500 school hours or 3,000 apprentice hours and pass the appropriate theory and practical exams.
Yes, you need a cosmetology license and need to complete 600 training hours.
No, cosmetologists are not required to complete CEUs.
A person practicing cosmetology must renew his or her license by September 30 of every odd-numbered year—along with a $30 dollar fee.
No problem, just make sure you hold a current license in a state with substantially similar or superior requirements. Or, practiced cosmetology for two consecutive years in another state.
Why should I carry cosmetology insurance?
Because beauty professionals rely on various chemicals, electrical beauty tools, hot wax, and numerous other products used to provide beauty treatments, there is high potential for accidents to occur. Because of the variety of services as well as the closeness of the beauty services provided, even experienced beauty professionals can find themselves in a lawsuit.
Whether you offer a client a new high-end moisturizing cream that unknowingly results in a rash on the client’s face or your hand slips while cutting hair and you accidentally cut the client’s ear—you would be saving your reputation and your business by choosing beauty liability insurance coverage.
Cosmetology insurance protects not only your reputation, but also a license and career you worked so hard to obtain. Carrying cosmetology insurance covers your potential legal expenses and gives you stress-free protection against any liability lawsuit that may arise in the future. It is best to be prepared in the case a lawsuit does happen. Don’t let your license or reputation as a professional be at stake.
