Maryland Cosmetology Insurance
If you work in Maryland as a cosmetologist, it’s imperative that you have cosmetology insurance to protect your license and career. Cosmetologists have an important role in society to help each client look and feel his or best. However, while that is the main goal, there is always risk of causing injury or harm to a client, whether it’s preventable or not. In cases like these, it is ideal that you have insurance to cover you.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Maryland Cosmetology FAQs
If you are at least 17 years old and have completed at least a ninth grade education, you are eligible to obtain a cosmetology license in the state of Maryland.
You will have to complete 1,500 school hours or complete a 24-month apprenticeship and pass the appropriate exams.
You will need to have completed two years of experience and pass both the senior cosmetologist and cosmetologist exams.
No, CEUs are not required in the state of Maryland.
A person practicing cosmetology must renew his or her license every two years—along with a $25 dollar fee.
No problem, just make sure you hold a valid license in a state with similar requirements. And, you must provide certification that license is current and in good standing.
Why carry cosmetology insurance?
While it is true that a cosmetologists services are of high demand, there are unforeseen risks that can occur due to the closeness of the majority of services provided. But, the good news is you do not have to practice in constant stress of a potential lawsuit. Carrying the appropriate insurance policy suited for professionals is key to protecting both your livelihood and the longevity of your career. Having the appropriate liability insurance coverage is just as important as being able to keep a thriving beauty business for any practicing cosmetology professional in the state of Maryland.
The general rule for liability insurance coverage is the more coverage you have, the better off you will be in protecting yourself and your business from future lawsuits. Although most cosmetology professionals are conscious of safe working practices, the risk of an accident occurring on the job can never be fully eliminated. This is why obtaining liability insurance in Maryland is a financially-wise decision.
