Having a current Kansas cosmetology insurance policy is a good idea for any cosmetologist. Not only will this shield you from claims and different types of problems that can occur, it will also help you make payments in the event you are found liable to the client that you have injured. While some employers may carry their own insurance, it may not cover you. Having a personal cosmetologist policy is the only way to assure yourself you’re covered. Such policies will cover the expenses, fees, and other costs which are associated with a claim, should you be found at fault for a client’s injury while that he or she is in your care.
Professional liability (or malpractice): protects against a flaw in services provided by the cosmetologist. For example, if wax is too hot and burns the client’s skin during a waxing a treatment, the client could choose to file a claim against you.
General liability (or slip-and-fall scenario): protects any cosmetologist who provides beauty services on his or her property. This coverage protects you professionally from potential damages that may occur, such as a client slipping on product residue on the floor and suffering an injury.
In this industry it’s highly likely issues will occur at some point in your career. Due to the variety of services the cosmetology industry provides, even the most experienced beauty professional can make a mistake. But luckily for you, there is a simple solution.
Carrying the appropriate cosmetology insurance can save you days of stress and financial loss, in the case you are found liable in any future lawsuit. Cosmetologist insurance can protect both yourself and your well-earned reputation.
Do I have prerequisites to complete?
If you are at least 17 years old and have achieved a high school diploma or equivalent, you are eligible to obtain a cosmetology license in the state of Kansas.
What do I need to do to obtain my cosmetology license?
You will have to complete 1,500 school hours and pass the appropriate exams.
Do I need a license to be a cosmetology instructor?
Yes, you will need to have a current cosmetology license and have completed 300 training hours and 450 teaching hours.
Does the state of Kansas require me to complete continuing education units (CEUs)?
No, CEUs are not required.
How often do I need to renew my cosmetology license?
A person practicing cosmetology must renew his or her license every two years in the month of obtaining original licensure—along with a $60 dollar fee.
Moving to Kansas from another state?
No problem, just make sure you are licensed in a state with similar or equivalent requirements and pass the open book exam.