Iowa Cosmetology Insurance
If you’re a licensed cosmetologist in the state of Iowa, carrying an insurance policy is the only way to protect yourself and your well-earned license in the beauty industry. The services you provide can make your clients look and feel their best. But with the closeness of the majority of services, even the most seasoned beauty professional can make a mistake resulting in a potential lawsuit.
Fortunately for you, managing these risks is simple. Choosing to carry the appropriate liability insurance can save both yourself and your business from a financially-draining lawsuit.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Iowa Cosmetology FAQs
If you are at least 16 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Iowa.
You will have to complete 2,100 hours and pass the appropriate exams.
Yes, you will need to have a cosmetology license plus have completed 1,000 teacher training hours. Or, two years of experience in the last six years.
Yes, eight CEUs are required every two years.
A person practicing cosmetology must renew his or her license by December 31 of each even-numbered year—along with a $60 dollar fee.
No problem, just make sure you transfer through endorsement. You must be licensed in a state with similar or equivalent requirements for 12 of the last 24 months.
Why carry cosmetology insurance?
The risk of accidents happening in the cosmetology industry will never cease—lawsuits do happen. It would be a financially wise decision for any cosmetologist practicing in the state of Iowa to obtain the proper liability insurance to protect not only themselves but their businesses.
Having the appropriate cosmetology insurance can prevent a lawsuit from ruining your reputation and your career.
