Illinois Cosmetology Insurance
Cosmetology covers a wide range of fields including numerous services provided. The closeness of the majority of these services can some times lead to even the most seasoned beauty professional to make a mistake. For this reason, each cosmetologist practicing in the state of Illinois should carry the appropriate liability insurance—protecting both his or her reputation and finances.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Illinois Cosmetology FAQs
If you are at least 18 years old and have a high school diploma or equivalent, you are eligible to obtain a cosmetology license in the state of Illinois.
You will have to complete 1,500 school hours and pass the appropriate exams.
Yes, both a cosmetology license and 1,000 hours of training are required; or, two years of experience and 500 training hours.
Yes, cosmetologists have to complete 14 CEUs every two years, and instructors are required to complete 24 CEUs every two years.
A person practicing cosmetology must renew his or her license by September 30 of each odd-numbered year—plus a $25 dollar fee per year.
No problem, just make sure you submit an application for licensure by endorsement and provide certification of licensure from your current state board.
Why should I carry cosmetology insurance?
The more coverage you have, the better off you will be is a general rule to follow for liability insurance. Carrying cosmetology insurance in the state of Illinois is a wise decision for both the longevity of your business and your reputation as a dependable beauty professional. There are scenarios that can occur without your control, such as a client tripping on a wash station or a pedicure spa leaking. These circumstances could lead to lawsuits filed against you, and without coverage these claims would be financially draining. Due to these reasons, cosmetologist insurance remains the best option to protect a career and reputation you have worked hard to reach.