Any licensed cosmetology professional practicing in the state of Idaho should carry professional liability insurance. Having a cosmetology insurance policy of your own is a smart decision. A policy with an employer may only be partial coverage, and a personal policy will cover you for more potential claims against you. Because of the closeness of the majority of cosmetic services, there will never be 0% risk of accident or injury. Protecting yourself, your reputation, and also your license is a financially-wise and career-conscious decision.
Two Main Types of Insurance Coverage
Professional liability (malpractice): protects you against any claims made due to any negligence or error on behalf of your services. For example, if a client has a negative skin reaction due to a new hot wax used during a waxing treatment, he or she could choose to file a claim against you.
General liability(or slip-and-fall scenario): protects your cosmetology business and reputation in the event of a lawsuit stemming from different types of accidents. For example, a client happens to fall out of a stylist chair, he or she could file a claim for injury.
Why Should I Carry Cosmetology Insurance?
Even if you have been practicing professionally for years, accidents could happen that are out of your control. You could use a new product that has a negative reaction to a client, and the client could file a lawsuit. Carrying liability insurance is a simple solution to this problem and can protect both your career and finances in the unfortunate case a lawsuit occurs.
Idaho Cosmetology FAQs
Do I have prerequisites to complete?
If you are at least 16.5 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Idaho.
What do I need to do to obtain my cosmetology license?
You will have to complete 2,000 school hours, 4,000 apprentice hours, and pass the appropriate exams.
Do I need a license to be a cosmetology instructor?
Yes, you will need to have a valid cosmetology license, 1,000 student teaching hours. Or, you will need a valid cosmetology license, two to five years experience, and 500 student teaching hours.
Does the state of Idaho require me to complete continuing education units (CEUs)?
No, CEUs are not required in the state of Idaho.
How often do I need to renew my cosmetology license?
A person practicing cosmetology must renew his or her license each year by the applicant’s birthday—along with a $20 dollar fee.
Moving to Idaho from another state?
No problem, just make sure you are licensed three of the last five years to qualify for endorsement. Or, hold an active license in a state with similar requirements, or complete additional hours to meet the minimum.