Hawaii Esthetician Insurance
Get comprehensive liability insurance for estheticians in Hawaii. Beauty Insurance Plus covers 500+ beauty and wellness services, offering A-rated protection in less than 5 minutes!
In order for you to work in Hawaii as an esthetician, it is a requirement that you complete 550 hours of schooling. In the state, you must also do an apprenticeship, during which you’ll be required to meet the 1100 hour mark. This must be completed prior to being able to sit for the licensing exam that you are also required to take before you get your license.
You must have the equivalent of a high school diploma, and you must also be 17 years of age in order for you to be able to sit for the exam that is required to get your license.
In terms of the license, you are required to get it renewed on Dec. 31 of odd numbered years. If you do not do so, not only does the license lapse, you are also going to have to pay fines in order to have it reinstated before you can practice again.
If you are from out of state, you must have completed an apprenticeship, you have to show you are in good standing, your license has to be current, and you must be able to show the competence in order for you to be able to get your license to work in the state as an esthetician.
Hawaii Esthetician License Requirements
Prerequisites
- At least 16 years of age; High school education or equivalent
Training
- 600 Hours / 1200 Apprenticeship
Instructor License
- Hold a current license; One year of work experience; No less than 600 hours (or 4 months) of beauty school instructor training; *If training isn’t equivalent, the applicant can provide proof of one year of instructor experience
Renewal
- Every 2 years; December 31 of odd-numbered years; $100 fee
Reciprocity
- Must show proof of similar/equivalent testing and education requirements to those of HI
CEUs
- Not Required
State Board
Hawaii Licensing Area: Barbering and Cosmetology
(808) 586-3000
barber_cosm@dcca.hawaii.gov
Note: This information has been gathered from external sources and is for informational purposes. Please check with your local regulations to verify your state and local requirements.
How Much Does Hawaii Esthetician Insurance Cost?
For those who are business owners, you do not have to buy professional liability coverage in order for you to be able to work in the state; further, it is not a requirement for you to purchase a personal Hawaii esthetician insurance liability policy.
However, a personal protection policy is the only way for you to fully protect yourself against such claims that are filed against you. If you are sued for emotional distress, if you are ever sued because of bad or poor quality work, then you are going to be covered by the esthetician policy that you purchase.
- Students pay just $49 per year of coverage
- One year of coverage for full-time estheticians for just $169
- Two years of coverage for full-time estheticians for just $299
Another reason to consider a policy is the simple fact that you can find great coverage for a very low annual cost. Not only is it going to cover you in the event of the false claims, but also the viable claims that are filed against you. And, if you are sued for malpractice, you run the risk of losing your license. When you have the right personal protection in place, it is a simple way for you to protect the license you’ve worked so hard to acquire. Plus, you won’t have to worry about losing your time or your well-earned money.
Two Year
$299
Per 2 Years
Lock-in a rate of $140 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Our first year introductory rate. take advantage of everything we have to offer Today!
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
What Does Esthetician Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
With every beauty insurance liability policy, we include coverage to put our members at ease. Instead of making our policyholders pick and choose their coverage, we include everything from day one. Every policy consists of the following coverage:
- General liability to protect against negligence and accidents, like slips and falls.
- Professional liability protection for errors and omissions claims.
- Identity theft protection to keep your data safe.
- Occurrence form coverage.
- Personal injury and advertising injury in the case of slander, libel or copyright infringement.
- Portable coverage in all 50 states.
With one single policy, you receive all this incredible coverage. The best part is you still pay the same low price for your liability coverage.
Policy Highlights & Benefits
The #1 Choice for Esthetician Liability Insurance
Naturally, there are many choices for beauty insurance in Hawaii. However, BIP stands out for its incredible customer service, wonderful care, outstanding benefits, and generous coverage lines. Beyond all that, though, Beauty Insurance Plus prides itself on maintaining affordable prices, accessible insurance, and impeccable satisfaction rates.
We'll move Heaven and Earth for our members. The real difference is in how we care for our policyholders. You're not just a file or a claim to us. We genuinely care and want to help our members with any questions, concerns, claims, or issues.
Frequently Asked Questions
If you are at least 16 years old and have a high school diploma or equivalent, you are eligible to obtain an esthetician license in the state of Hawaii.
You will have to complete 600 school hours or 1,200 apprenticeship hours
No, not required.
A person practicing as an esthetician must renew his or her license by December 31 of odd-numbered years—along with a $100 dollar fee.
No problem, just make sure you hold an esthetician license in a state with substantially equivalent requirements. In some cases, work experience may be credited.
While Hawaii does not legally require estheticians to hold liability insurance, it could be a big mistake to go without it. Not only does esthetician liability insurance protect you from the cost of a lawsuit against you, but it could be a requirement for many salons and spas. Of course, mitigating the risk of a liability lawsuit is a critical component to a secure financial future and career in this industry. To protect yourself and keep your finances secure, every esthetician must have cosmetology insurance.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
