Hawaii Cosmetology InsuranceTDG-admin
Hawaii Cosmetology Insurance
Working as a cosmetologist in the state of Hawaii, it should be your number one goal to help others look and feel their best. You will be working with various types of heat-related equipment, as well as hair dyes, scissors, and other various styling tools. Because of the vastness of services provided by a cosmetologist, it is important to protect both your reputation and professional career with the appropriate liability insurance policy. It can protect you in the unfortunate event that you make a mistake and find yourself in a lawsuit with a client.
What does cosmetology insurance cover?
Professional liability (or malpractice): protects against a cosmetologist’s negligence or flaw in his or her service. This type of insurance covers claims made against the service provided as well as legal fees. For example, a wax is too hot and burns the client’s skin.
General liability (or slip-and-fall scenario): protects you against a client literally tripping or falling while in your place of business. It also protects you against financial damages—caused by property damage, or other harm or injury. For example, if a client trips over a chair in your waiting room and suffers injury, he or she could choose to file a claim against you.
Why choose to be covered?
Between equipment malfunctioning and new products that cause negative skin reactions, there are many reasons why a cosmetologist should choose to be covered by liability insurance. Because of the vastness of the industry and closeness of the variety of services, even the most experienced beauty professional can make a mistake that costs his or her reputation or financially drains a business.
It is a wise decision to protect yourself from potential claims and choose to be covered with the appropriate liability insurance.
Hawaii Cosmetology FAQs
Do I have prerequisites to complete?
If you are at least 16 years old and have completed at least a high school education or equivalent, you are eligible to obtain a cosmetology license in the state of Hawaii.
What do I need to do to obtain my cosmetology license?
You will have to complete 1,800 school hours, 3,600 apprentice hours, and pass both written and practical exams.
Do I need a license to be a cosmetology instructor?
Yes, you will need to have a valid cosmetology license plus 600 teacher training hours.
Does the state of Hawaii require me to complete continuing education units (CEUs)?
No, CEUs are not required in the state of Hawaii.
How often do I need to renew my cosmetology license?
A person practicing cosmetology must renew his or her license by March 31 of each odd-numbered year—along with a $100 dollar fee.
Moving to Hawaii from another state?
No problem, just make sure you have completed similar or equivalent education requirements and are prepared to take both a written and practical exam.