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Beauty Insurance Plus

Beauty Insurance Plus - Professional Liability Insurance

  • Esthetician Insurance
    • Esthetician Insurance
    • Microblading Insurance
    • Spray Tan Insurance
    • Esthetician States Requirements
  • Beauty Insurance
    • Cosmetology Insurance
    • Cosmetologists State Requirements
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    • Hands On Trade Vs. Beauty Insurance Plus
    • ASCP Liability Insurance Vs. Beauty Insurance Plus
  • Nail Tech Insurance
    • Nail Technicians States Requirements
  • Business
    • Subscribe
  • About
    • Services Covered
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  • Apply
  • Members
    • Renew
    • Add Additional Insureds
    • Insurance Renewal Process
    • Renewal Giveaway
    • Refer a Friend
Woman cuts a long strand of hair in salon

Hands On Trade Association V.S. Beauty Insurance Plus

We know that choosing the right liability insurance policy is difficult. With hundreds of different insurance terms and confusing coverage limits, choosing the right policy for you can feel impossible. So we are making it a little easier by breaking down Hands On Trade Insurance V.S Beauty Insurance Plus so you can make the best decision for your business.

Liability insurance is essential for every beauty pro to prevent potential emotional and financial damage to your career. You don't have to stress behind the chair when you have a policy that covers you no matter what accidents happen in the salon.

How Does Hands On Trade Insurance Stack Up To Beauty Insurance Plus?

Beauty Insurance Plus

  • Professional & General liability insurance: $2 million per occurrence; $3 million individual annual aggregate
  • Product Liability Coverage: $2 million per occurrence, $3 million
  • Immediate Coverage: As soon as you apply, you're covered!
  • Student Rate: Only $25 per year, no matter where you practice!
  • Stolen Equipment Coverage: $1,000
  • Identity Protection Plan: $25,000
  • Exclusive Member Benefits
  • Occurrence Form Policy
Get Covered Now

Hands On Trade Insurance

  • Professional & General Liability Coverage: $2 million per occurrence, $3 million aggregate.
  • Product Liability Coverage: $2 million per occurrence, $3 million aggregate
  • Immediate Coverage
  • Occurrence Form Policy
  • Student Coverage: $75
  • Identity Protection Plan: Not Offered
  • Stolen Equipment Coverage: Not Offered

Why Do I Need Insurance With Beauty Insurance Plus?

When choosing a policy, it’s essential to consider not only the price but the coverage types included.

Once you recognize the importance of having beauty liability insurance, finding the right provider to purchase from can feel daunting. Unlike Hands On Trade Association, Beauty Insurance Plus is custom-tailored for beauty professionals.

But beyond that, Beauty Insurance Plus offers exclusive member benefits to all of its members, ranging from options like a free website to exclusive rates on telehealth options and group dental and vision insurance.

In addition to the benefits, when you purchase a policy with Beauty Insurance Plus instead of Hands On Trade, you get an identity protection plan and stolen equipment coverage for extra protection for your business.

esthetician giving a client a facial in a spa
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Your Policy Limits + Member Benefits

With a Beauty Insurance Plus policy you're covered in all 50 states. Plus you get tons of member benefits for free.

  • Professional & General Liability:
    $2 million per occurrence, $3 million per year
  • Product Liability:
    $2 million per year
  • Rental Damage Insurance:
    $100,000
  • Stolen Equipment Coverage:
    $1,000
  • Occurrence Form Policy covers claims for incidents during coverage, even if the claim is filed after your policy expires
  • BTC University - one month free access to an online education platform and video library
  • Additional Insurance Options – exclusive insurance related benefits like ACA-qualified health insurance, short-term health insurance, telehealth plans and more!

Why Choose Beauty Insurance Plus V.S Hands On Trade Insurance

Beauty Insurance Plus has no quote process and offers instant coverage for more than 350+ beauty and wellness services, anywhere where you practice.

instant proof of insurance

Get coverage as soon as you checkout.

customer support

U.S based customer service reps are available M-F 8:30-8:30 ET, plus weekend hours!

Pro BEAUTY TAILORED

Coverage for all the things beauty pros care about.

Affordable

One flat rate for millions in coverage. No hidden fees or extra costs.

Get Covered Now

1 (800) 983-9508

The #1 Choice for Beauty Insurance

Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.

Beauty Insurance Plus Pricing

With Beauty Insurance Plus, the price of a policy stays the same, regardless of the amount of services you offer.

One Year Policy

$159

Get Insured

Two Year Policy

$279.96

Get Insured

Frequently Asked Questions

Does beauty Insurance plus Provide mobile coverage?

Yes! Unlike companies like Hands On Trade Association, Beauty Insurance Plus offers protection for beauty professionals on the go. So you can practice anywhere is the U.S without lapses in your coverage.

How Does the Hands on Trade Student Policy Compare to the Beauty Insurance Plus Student Policy?

Both Hands On Trade and Beauty Insurance Plus offer student policies for beauty professionals in training. With Beauty Insurance Plus, not only is the price lower, but the coverage is the same as a professional policy and lasts for one full year even if you graduate before.

What is Stolen Equipment Coverage?

As a beauty pro you invest a lot into your equipment. At Beauty Insurance Plus, we understand how important having the right beauty tools is. That's why we offer stolen equipment coverage that ensures your investment if they are stolen or damaged for up to $1,000.

Beauty Insurance Plus

3948 3rd Street South #279
Jacksonville Beach, FL 32250
info@beautyinsuranceplus.com
(800) 941-3583

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Privacy Policy & Terms of Service

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Arthur J. Gallagher Risk Management Services, LLC is the insurance partner for Protection Plan Association, Inc. members. Arthur J. Gallagher Risk Management Services, LLC, a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Arthur J. Gallagher Risk Management Services, LLC also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by Arch Specialty Insurance Company, which is rated A+(Superior) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. All Rights Reserved. Copyright © 2023
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