Florida Esthetician Insurance
Get comprehensive liability insurance for estheticians in Florida. Beauty Insurance Plus covers 500+ beauty and wellness services, offering A-rated protection in less than 5 minutes!
Becoming a certified esthetician in Florida is not the easiest process because it requires hours of training, classroom education, and hands-on experience. However, for a dedicated individual, it can be a rewarding career because the position is expected to grow in the coming years.
Becoming an esthetician in Florida is much easier than in other states because you are only required to complete 260 hours of classroom education and training. Many states require at least 500 hours of education.
Once the education component has been completed, Florida requires that an esthetician pass a written and practical exam to be granted their license. The cost of this formal esthetician education can vary from school to school; however, applicants should expect to spend between $1000 and $2000 on training costs. Given the tourism industry in Florida, being an esthetician in the state has many benefits.
Florida Esthetician License Requirements
Prerequisites
- At least 16 years old; received high school diploma or equivalent
Training
- 260 hours; Written exam
Instructor License
- Attend a cosmetology school that offers a certification program
Renewal
- Renew by October 31 (Group 1 licenses in even-numbered years / Group 2 licenses in odd-numbered years); $55 fee
Reciprocity
- No reciprocity program; Home state must offer similar education and test requirements
CEUs
- 16 hours of board-approved CEUs
State Board
Florida Department of Business and Professional Regulation
(850) 487-1395
Note: This information has been gathered from external sources and is for informational purposes. Please check with your local regulations to verify your state and local requirements.
How Much Does Florida Esthetician Insurance Cost?
No matter whether an esthetician is practicing in Florida or in another state, having malpractice insurance is not a requirement. Unlike being a medical doctor or an invasive skin care specialist, being an esthetician is not considered a job or career choice that is likely to result in being sued.
However, being an esthetician is likely to open up a person to being sued more than most people realize. Given that an esthetician will be performing facials, head massages, and other forms of therapeutic skin care, it becomes a little bit easier to see why these hands-on procedures could result in a patient being hurt.
- Students pay just $49 per year of coverage
- One year of coverage for full-time estheticians for just $169
- Two years of coverage for full-time estheticians for just $299
People often make the common mistake of believing that they can only be sued if they directly harm another individual. However, this is simply not the case. For example, take the situation of a client walking to the front door of your office only to slip, fall, and break their hand after tripping over a rug. While this may seem to be an innocent injury, it could result in the esthetician being sued if a court determines that they failed to make the entrance safe for customers to walk through.
As a result, having Florida esthetician insurance is becoming more and important. Not only will it provide the esthetician more peace of mind, but also it will lend more credibility to the salon, spa, hospital or private practice, because patients will feel more safe and secure. Without esthetician insurance, you run the risk of having your hard work, time, and money spent on becoming licensed laid to waste.
Two Year
$299
Per 2 Years
Lock-in a rate of $140 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Our first year introductory rate. take advantage of everything we have to offer Today!
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
What Does Esthetician Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
With every beauty insurance liability policy, we include coverage to put our members at ease. Instead of making our policyholders pick and choose their coverage, we include everything from day one. Every policy consists of the following coverage:
- General liability to protect against negligence and accidents, like slips and falls.
- Professional liability protection for errors and omissions claims.
- Identity theft protection to keep your data safe.
- Occurrence form coverage.
- Personal injury and advertising injury in the case of slander, libel or copyright infringement.
- Portable coverage in all 50 states.
With one single policy, you receive all this incredible coverage. The best part is you still pay the same low price for your liability coverage.
Policy Highlights & Benefits
The #1 Choice for Esthetician Liability Insurance
Naturally, there are many choices for beauty insurance in Florida. However, BIP stands out for its incredible customer service, wonderful care, outstanding benefits, and generous coverage lines. Beyond all that, though, Beauty Insurance Plus prides itself on maintaining affordable prices, accessible insurance, and impeccable satisfaction rates.
We'll move Heaven and Earth for our members. The real difference is in how we care for our policyholders. You're not just a file or a claim to us. We genuinely care and want to help our members with any questions, concerns, claims, or issues.
Frequently Asked Questions
If you are at least 16 years old and have a high school diploma or equivalent, you are eligible to obtain an esthetician license in the state of Florida.
You will have to complete 260 school hours and pass a written exam.
Yes, 16 department-approved CEU hours are required for renewal of your license.
A person practicing as an esthetician must renew his or her license by October 31 (Group 1 licenses in even-numbered years / Group 2 licenses in odd-numbered years);—along with a $55 dollar fee.
No problem, just make sure you hold an esthetician license in a state with substantially equivalent requirements. In some cases, work experience may be credited.
While Florida does not legally require estheticians to hold liability insurance, it could be a big mistake to go without it. Not only does esthetician liability insurance protect you from the cost of a lawsuit against you, but it could be a requirement for many salons and spas. Of course, mitigating the risk of a liability lawsuit is a critical component to a secure financial future and career in this industry. To protect yourself and keep your finances secure, every esthetician must have cosmetology insurance.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
