Alaska Cosmetology Insurance
Once you have legally obtained your cosmetology license in the state of Alaska, you can provide a variety of beauty services, including hair care and styling, facial treatments, makeup artistry, manicures, pedicures, and more. These services can make your clients leave each appointment feeling healthier and more empowered.
This is the goal of every cosmetologist, but unfortunately due to the closeness of the majority of cosmetic services, accidents can happen. Although every cosmetologist’s goal is to ensure the client leaves happy, there will never be 0% risk. Fortunately for you, managing these risks is simple. Carrying the proper liability insurance can save both yourself and your business from financial downfall.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Alaska Cosmetology FAQs
If you are at least 17 years old and have a high school education or equivalent, you are eligible to obtain a cosmetology license in the state of Alaska.
You will have to complete 1,650 school hours or 2,000 apprentice hours and pass both written and practical exams.
Yes, you will need to have completed three years in practice and passed the appropriate exams, or completed one year in practice and 600 training hours.
No, CEUs are not required in the state of Alaska
A person practicing cosmetology must renew his or her license by August 31 of each odd-numbered year—along with a $160 dollar fee or a $240 instructor fee.
No problem, just make sure you hold a current license in a state with equivalent requirements. And, you must have worked one year full-time plus have completed 1,500 school hours; or have two years of full-time employment completed.
Why Do You Need Cosmetology Liability Insurance?
Based on various factors that differ with each client, he or she may sue an esthetician for pain and/or distress of an incident. For example, a client’s skin may react negatively to a facial treatment. The client could then file a lawsuit for his or her damages, but professional liability insurance would cover the esthetician from these types of legal claims.
Another example includes a slightly different scenario. A client receives a rash on her scalp as a result of a hair treatment. The hair stylist could not only be sued for any injuries suffered by the client, but also for any loss of income on behalf of the client that may have occurred in connection with the incident.
But, have no fear. Cosmetology insurance will protect the hair stylist against any legal claims that may be filed against his or her.
Because of the type of industry, there will always be risks in providing cosmetology services. If you’re in the cosmetology industry practicing in the state of Alaska, choose to cover both your reputation and your business—obtain appropriate cosmetology insurance and practice without fear of financial burden.
