Cosmetology Insurance

Insurance for as low as $14/month*

  • Same Day Coverage with Immediate Certificate
  • Portable Coverage Across All 50 States
  • Occurrence Form Coverage
  • 500+ Beauty & Wellness Services Included 

"My experience with Beauty Plus has always been great. I have my insurance with them for many years, and I trust them. They have always been professional and easy to work with. Whether I have spoken though them on my phone or by the website. Thank you!"

Maria Morales

Cosmetologist

*annual policy of $169 over a 12 month period.

Rated 4.8/5 on Google and Trust Pilot.

Cosmetology Insurance

Insurance for as low as $14/month

  • Same Day Coverage with Immediate Certificate
  • Portable Coverage Across All 50 States
  • Occurrence Form Coverage
  • 500+ Beauty & Wellness Services Included 

Rated 4.8/5 on Google and Trust Pilot.

"My experience with Beauty Plus has always been great. I have my insurance with them for many years, and I trust them. They have always been professional and easy to work with. Whether I have spoken though them on my phone or by the website. Thank you!"

Maria Morales

Cosmetologist

Choose Your Insurance Policy

Two-Year

$299

Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.

One-Year

$169

Our first year introductory rate. Take advantage of everything we have to offer.

Student

$49

Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.

$299/yr

Two-Year

Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.

$169/yr

One-Year

Our first year introductory rate. take advantage of everything we have to offer.

$49/yr

Student

Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.

What Does Cosmetology Insurance Cover?

  • Professional Liability (or malpractice): protects you against any claims from clients suffering from injury or damages due to negligence on behalf of the cosmetologist. Such as an allergic reaction from a product you used.
  • General Liability (or slip-and-fall scenario): protects you from third-party claims for bodily injury. For example, a client trips and falls and is injured as a result of water not mopped up at your business.
  • Coverage limits include $2 Million per occurrence, $3 million per year for Professional & General Liability Insurance 
Stylists work on their clients' hair as they discuss how to prepare for tax season.


What is Occurrence Form Coverage?

Occurrence Form Coverage is the industry's preferred choice of coverage.

This means any claim filed after the policy expires will still be covered, as long as the incident took place while the policy was active.

Policy Highlights & Benefits

  • Professional & General Liability Insurance: $2 million per occurrence, $3 million per year
  • Identity Theft Protection: $25,000
  • Personal and Advertising Injury$2 million
  • Instant coverage and certificate of insurance
  • Occurrence form coverage, the industry's preferred choice
  • Receive 50% off your two-month subscription to GlossGenius' Gold Plan, scheduling software
  • All-inclusive, mobile coverage for more than 500+ beauty and wellness services
  • Free professional website, and more industry-leading exclusive member benefits
  • Access to Beauty Insurance Plus's Insurance Marketplace with options for group rates on health, vision, and dental plans.

Get Your Free Tax eBook

Get expert tax tips tailored for beauty pros! Learn how to maximize deductions, stay compliant, and keep more of your earnings.

Download now

Over 500+ Beauty & Wellness Services Included

  • Hair Styling
  • Skin Care
  • Nail Decorations
  • Massage

Chemical Wave

Children

Custom Wrap

Design, Cut, & style

Flash or Balayage Highlights

Hair Bleaching

Hair Coloring

Hair Treatments

Hairshaping

Instruction

Permanent Wave

Shampooing

Straightening 

Thermal Styling

Waves

Weave

Wet Styling

Wig Stylist

Why Choose Beauty Insurance Plus?

instant coverage

Need insurance today? No worries, our policy will cover you immediately after checkout,

100% mobile policy

Our policy will follow you around wherever you practice within the United States.

TAILORED TO BEAUTY PROS

We've created our policy with you in mind to support the long-term success of your career.

$750+ in Member perks

Become a member of Beauty Insurance Plus and receive $750+ in member benefits.

#1 Choice for Cosmetology Insurance

Count on us to safeguard your career with the dedication and commitment you deserve. With a network of over 200k insured professionals and stellar 5-star customer reviews, your peace of mind is our priority.

I've been with Beauty Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend.

Julia Skawrlo // Cosmetologist

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Google Reviews
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Lawsuit? Yes, it’s possible.

When you're a beauty professional and deal with the public, lawsuits can happen. From cut to color to makeup, beauty professionals offer multiple services to support their clients. As a beauty professional, if you get sued, you will need your own lawyer right away. That’s a minimum cost of $2,000 or more. If the lawsuit proceeds, legal fees can run you $20,000 or more. If you lose, the award can put you $100,000 or more in debt. 

With Beauty Insurance Plus you are covered for one, low price. Whether you are working in your own salon, rented space, or work as an employee, Beauty Insurance Plus has you, your assets, and your career covered.

Beauty Insurance Plus
Beauty Insurance Plus

8430 Enterprise Circle, Suite 200
Lakewood Ranch, FL 34202
info@beautyinsuranceplus.com
(800) 941-3583