Utah Cosmetology Insurance
Every cosmetologist strives to ensure that their clients are happy with their work, but sometimes this may not always be the case. Accidents can and do happen, and clients could even suffer injury in the process. In this case, if you don’t have a professional cosmetology insurance policy and a client files a claim against you, your business may suffer financially and your reputation could become tainted.
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
our first year introductory rate. take advantage of everything we have to offer TODAY!
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
What Does Cosmetology Insurance Cover?
- Hair Styling
- Skin Care
- Massage
Acrylic
Airbrush Designs
Charms
False Nails
Foot Scrub
Gel
Gems
Glitter
Instruction
Manicures
Nail Art
Nail Extensions
Nail Repair
Painting
Paraffin Pedicures
Polish
Stencil Designs
Varnish
Youth
Why Should I Carry Cosmetology Insurance?
Wondering why you need a cosmetology liability insurance? First, you need to protect your financial well-being. When it comes to legal claims of injury and damage, they can be expensive. If you don’t have your own professional insurance policy, then the possible claims will have to be paid with your own money. On the other hand, if you have coverage, you won’t have to worry about a potential financial downfall or risk of losing your license. Your policy will protect you financially to ensure the longevity of your career.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Frequently Asked Questions
If you are at least 17 years old and have good, moral character.
You need 1,600 school hours or 2,500 apprentice hours and pass the appropriate exams.
Yes, you need a cosmetology license and complete a 1,000-hour instructor training program. Or, 3,000 hours of experience.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license by September 30 of odd-numbered years—along with a $52 dollar fee.
No problem, just make sure you submit verification of your current license, and you must meet educational or experience requirements and exam requirements.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
