Utah Cosmetology Insurance
Get comprehensive liability insurance for cosmetologists in Utah. Beauty Insurance Plus covers 500+ beauty and wellness services, offering A-rated protection for less than 49 cents a day!
Cosmetology Insurance Rates
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
our first year introductory rate. take advantage of everything we have to offer TODAY!
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
I've been with Beauty Insurance Plus for going on 4 years, they are super affordable and offer great coverage. Their sign up and renew processes are so easy and simple. They even allow me to renew for two years at a time which I love! One less thing to think of! 10/10 recommend
Julia Skawrlo // Cosmetologist
I used this insurance when I decided to go solo esthetician and it was the best decision, you get all the support from them, customer service are easy to reach out.
Kawtar Mezouaq // Esthetician
I am going on 30 years of being a hairdresser and never once had a problem with a clam. I have paid so much money through the years I hate to even add it up! This is truly a huge savings and I thank Beauty Inc Plus so much for helping me save where I can! I only work part time and couldn't afford it if it wasn't for them! Its truly a life saver!!
Lisa England // Hairstylist
What Does Cosmetology Insurance Cover?
- Hair Styling
- Skin Care
- Massage
Acrylic
Airbrush Designs
Charms
False Nails
Foot Scrub
Gel
Gems
Glitter
Instruction
Manicures
Nail Art
Nail Extensions
Nail Repair
Painting
Paraffin Pedicures
Polish
Stencil Designs
Varnish
Youth
Why Should I Carry Cosmetology Insurance?
Wondering why you need a cosmetology liability insurance? First, you need to protect your financial well-being. When it comes to legal claims of injury and damage, they can be expensive. If you don’t have your own professional insurance policy, then the possible claims will have to be paid with your own money. On the other hand, if you have coverage, you won’t have to worry about a potential financial downfall or risk of losing your license. Your policy will protect you financially to ensure the longevity of your career.
Cosmetology Insurance in Utah
Every cosmetologist strives to ensure that their clients are happy with their work, but sometimes this may not always be the case. Accidents can and do happen, and clients could even suffer injury in the process. In this case, if you don’t have a professional cosmetology insurance policy and a client files a claim against you, your business may suffer financially and your reputation could become tainted.

Utah Cosmetology License Requirements
Prerequisites
- At least 17 years old
- Of good moral character
Training
- 1600 school hours / 2500 apprentice hours
- Exams
Instructor License
- Cosmetology license +1000-hour instructor training program OR 3000 hours of experience
Renewal
- Renew by September 30th of odd-numbered years
- $52 fee
Reciprocity
- Submit verification of current license
- Must meet educational or experience requirements and exam requirements
CEUs
- Not required
State Board
Utah Division of Occupational & Professional Licensing: Cosmetology & Barbering
(801) 530-6628
doplweb@utah.gov
Note: This information has been gathered from external sources and is for informational purposes. Please check with your local regulations to verify your state and local requirements.
Frequently Asked Questions
If you are at least 17 years old and have good, moral character.
You need 1,600 school hours or 2,500 apprentice hours and pass the appropriate exams.
Yes, you need a cosmetology license and complete a 1,000-hour instructor training program. Or, 3,000 hours of experience.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license by September 30 of odd-numbered years—along with a $52 dollar fee.
No problem, just make sure you submit verification of your current license, and you must meet educational or experience requirements and exam requirements.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
