Tennessee Cosmetology Insurance
If you are currently a professional cosmetologist in Tennessee, you should be protecting your reputation and your business. Cosmetology insurance can shield you from the aftermath of lawsuits filed against you for accidents—in or out of your control.
Like any other profession that involves providing advice and wellness services, it is crucial for every cosmetologist to carry professional liability insurance to protect themselves against claims of misconduct or malpractice.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Tennessee Cosmetology FAQs
Yes, if you are at least 16 years old and have at least a 10th grade education, you are eligible to obtain a cosmetology license in the state of Tennessee.
You will have to complete 1,500 school hours, and pass both written and practical exams.
You need high school diploma or GED, a cosmetology license, and 300 hours of instructor training in six months. Or, one year of junior instruction.
Yes, 16 CEUs are required every two years.
A person practicing cosmetology must renew his or her license every two years before license expiration date
—along with a $50 dollar fee.
You must provide proof of a current license from another state with equal requirements. You may be able to substitute with proof of five years of work experience.
Why should I carry cosmetology insurance?
As a cosmetologist, you work closely with each client, which can be a well-calculated recipe for a lawsuit. You may be thinking that you don’t need to be protected. But, think again. It’s not hard to think of the potential risks in cosmetology services. Beauty services, such as facials, waxing, hair dying, chemical peels, and more, can bring you close and personal with your customers. This increases the possibility of risk in each service, and accidents can happen either in or out of your control—a customer is dissatisfied with his or her service or reacts negatively to a product you used.
Choose to protect your hard-earned career by carrying the right cosmetology insurance policy.
