South Dakota Cosmetology Insurance
Do you carry a current professional cosmetology insurance policy? If not, it would be a good idea for any cosmetologist working in the state of South Dakota to choose to protect their careers. Not only will this offer protection from certain lawsuits filed, but it will also cover you financially in the case of legal fees. A personal professional cosmetology policy is the only way to ensure full coverage for yourself.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
South Dakota Cosmetology FAQs
Yes, you have to be at least 18 years old and have earned a high school diploma or GED.
You will have to complete 2100 school hours and pass NIC written, NIC practical, and state law exams.
You need a cosmetology license, 1,000 hours of salon experience, and 1,012 clock-hour instructor education program.
Yes, instructors are required to complete 12 CE hours of a commission-approved course per year.
A person practicing cosmetology must renew on or before the licensee’s birth date every year—along with a $20 dollar fee.
You must hold a current license from a state with equal or greater requirements, or work experience may be considered (2 work hrs = 1 school hr), and you must pass SD laws and rules exam.
Why should I carry cosmetology insurance?
Cosmetology insurance will protect you in the case you injure a client. For example, if you perform a haircut or color they are not satisfied with, and the client chooses to file a lawsuit against you. You are fully covered with a professional policy. You won’t have to worry about losing your license, or paying fines that may come along with lawsuits. Your policy will cover the costs of potential claims against you.
Having your own professional liability insurance is the way to save yourself from certain liabilities. Working in the beauty industry, you deal with numerous clients everyday—using chemicals, hair dyes, electrical and/or sharp equipment. Don’t leave your well-earned license to chance.
