South Carolina Cosmetology Insurance

If you are currently practicing cosmetology in the state of South Carolina, you should be protecting your license and professional reputation with full liability insurance coverage. No cosmetologist wants to be known for injuring a client. But, with this industry and the closeness of the majority of services, accidents can and do happen. The good news is you’re in the right place to begin preparing for the future.

You can be a cosmetologist right out of school or a cosmetologist who has practiced for years; either way, accidents can happen that can cost you a license you spent thousands of hours earning.

Why should I carry cosmetology insurance?

The beauty industry includes a variety of services where you are working with electrical tools, chemicals, sharp instruments, and other equipment that have the potential to injure a client. Carrying professional cosmetology insurance is a simple solution to prolong the success of your career—not leaving it to chance.

With annual fees as low as $159, carrying your own professional liability coverage is an affordable way to protect yourself and avoid financial-draining lawsuits when an accident occurs. The cost of insurance is much less than the long-term cost of potentially losing business and—worst case scenario—your license.

Two Main Types of Cosmetology Insurance

Professional liability (or malpractice): designed to cover the professional services provided by the cosmetologist. For example, if a client files a claim after being seen by you, or claims you failed to provide the services they requested, this insurance premium is going to kick in to protect you.

General liability (or slip-and-fall scenario): protects you professionally if a client falls and suffers injury or steals a certain amount of equipment. General liability covers bodily injury, property damage claims, and those slip-and-fall accidents.

South Caroline Cosmetology FAQs

Am I eligible to obtain a cosmetology license?

Yes, if you are at least 16 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of South Carolina.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,500 school hours and pass exams.

Do I need a license to be a cosmetology instructor?

You need a high school diploma or GED, a valid cosmetology license, to complete a 45-hour teaching methods course, and two years in practice. Or, complete a 750-hour instructor training program.

Does the state of South Carolina require me to complete continuing education units (CEUs)?

Yes, cosmetologists require 12 CEUs biennially, and instructors require 24 CEUs biennially.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her license every two years by March 10—along with a $52 dollar fee.

Moving to South Carolina from another state?

You must hold a current license in good standing in another state and must have passed a nationally recognized exam.