Pennsylvania Cosmetology Insurance
Currently practicing cosmetology in the state of Pennsylvania? You should be protecting your well-earned career with full professional insurance coverage. Because injuring a client is never on a cosmetologist’s radar, sometimes choosing the right insurance policy is pushed to the back burner. But, accidents can and do happen, and you should be prepared for them.
Whether you an experienced cosmetologist or fresh out of cosmetology school, accidents resulting in lawsuits can happen to anyone. The vast beauty industry and the closeness of the majority of beauty services leaves room for unexpected errors to occur.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Pennsylvania Cosmetology FAQs
Yes, if you are at least 16 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Pennsylvania.
You will have to complete 1,250 school hours, 2,000 approved apprentice hours in eight months, and pass both theory and practical exams.
You need a 12th grade education, a valid cosmetology license, 500 training hours, and passing scores on the appropriate exams.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license every two years (even/odd-numbered years) by January 31—along with a $67 dollar fee.
You must hold a current license and have two years of working experience from the original licensure dates.
No, there are no per-day payment options. $0.41 per day represents the daily cost of a policy for the policyholder split by 365 days.
Why choose to carry cosmetology insurance?
Being an experienced cosmetologist, you are working with electrical tools, chemicals, sharp instruments, and other equipment that have the potential to injure a client. For this reason, carrying cosmetology liability insurance is a financially-wise and career-savvy decision.
It is in your best interest to choose to fully cover your license against any possible claim that could come up in your future. If wax gets too hot, a specific hair dye causes a client’s hair to burn, or equipment malfunctions and causes injury, your reputation, business, and license is at stake. But with the right insurance policy in place, you are saving yourself from issues that occur—in or out of your control.
