Pennsylvania Cosmetology Insurance

Currently practicing cosmetology in the state of Pennsylvania? You should be protecting your well-earned career with full professional insurance coverage. Because injuring a client is never on a cosmetologist’s radar, sometimes choosing the right insurance policy is pushed to the back burner. But, accidents can and do happen, and you should be prepared for them.

Whether you an experienced cosmetologist or fresh out of cosmetology school, accidents resulting in lawsuits can happen to anyone. The vast beauty industry and the closeness of the majority of beauty services leaves room for unexpected errors to occur.

Why choose to carry cosmetology insurance?

Being an experienced cosmetologist, you are working with electrical tools, chemicals, sharp instruments, and other equipment that have the potential to injure a client. For this reason, carrying cosmetology liability insurance is a financially-wise and career-savvy decision.

It is in your best interest to choose to fully cover your license against any possible claim that could come up in your future. If wax gets too hot, a specific hair dye causes a client’s hair to burn, or equipment malfunctions and causes injury, your reputation, business, and license is at stake. But with the right insurance policy in place, you are saving yourself from issues that occur—in or out of your control.

Two Main Types of Cosmetology Insurance

Professional liability (or malpractice) protects the cosmetologist against any lawsuit resulting from an error or mistake on behalf of his or her services. For example, if you wax gets too hot during a waxing treatment, and it causes the client’s skin to burn or tear. This scenario could lead to a claim filed against you for negligence on behalf of your services. Although, if you carry liability insurance, you would be protected.

General liability (or slip-and-fall scenario) covers the cosmetologist against claims made due to bodily injury, damage within the environment you run your services, or a certain amount of stolen equipment. For example, if a client slips out the door with an expensive tool. This stolen equipment would most likely be covered, if you carry cosmetology insurance.

Pennsylvania Cosmetology FAQs

Am I eligible to obtain a cosmetology license?

Yes, if you are at least 16 years old and have completed at least a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Pennsylvania.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,250 school hours, 2,000 approved apprentice hours in eight months, and pass both theory and practical exams.

Do I need a license to be a cosmetology instructor?

You need a 12th grade education, a valid cosmetology license, 500 training hours, and passing scores on the appropriate exams.

Does the state of Pennsylvania require me to complete continuing education units (CEUs)?

No, CEUs are not required.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her license every two years (even/odd-numbered years) by January 31—along with a $67 dollar fee.

Moving to Pennsylvania from another state?

You must hold a current license and have two years of working experience from the original licensure dates.