Oregon Cosmetology Insurance
Carrying a current professional liability policy is a good idea for any cosmetologist working in the state of Oregon. Not only will this protect you from certain lawsuits filed against you, but it will also help you financially in case you are found liable. Although some employers offer insurance to their employees, this most likely includes only partial coverage. Having a personal professional cosmetology policy is the only way to ensure full coverage for yourself.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Oregon Cosmetology FAQs
There are no prerequisites.
You will have to complete 1,800 school hours, 150 hours of safety/infection control, 100 hours of career development, and pass both written and state law exams.
You need two years of training, one year of work experience as a certified practitioner following licensure, and teacher registration (issued by the Department of Education).
Yes, instructors are required to complete 30 CE hours for renewal of teacher registration.
A person practicing cosmetology must renew his or her license every two years by the last day of the month of issuance—along with a $40 dollar fee.
You must submit an affidavit of licensure and a qualifying application and pass the written exam, which includes the Oregon Laws & Rules exam.
Importance of Carrying Cosmetology Insurance
In this vast beauty industry, there is a high chance issues will occur at some point in the duration of your career. Whether you are a fresh, new cosmetologist right out of school or a highly experienced beauty professional, mistakes can happen either in or out of your control. But, there is a simple solution to this uncertainty.
Carrying the appropriate cosmetology insurance can save you from these unexpected scenarios, such as a client slips and falls on your floor or a product causes an allergic reaction. Your own cosmetology insurance policy covers your business and your well-earned reputation.