Oklahoma Cosmetology Insurance
If you’re currently practicing cosmetology in Oklahoma, it would be wise decision for your business and career to carry your own professional cosmetology insurance. In some circumstances, if you don’t work independently, your employer will offer insurance to partially cover you. This seems great, but if there is a claim filed against you, this partial coverage may not fully protect you from losing your license or paying your legal fees.
There is a simple solution for you—carrying your own cosmetology insurance policy.
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
our first year introductory rate! take advantage of everything we have to offer.
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
What Does Cosmetology Insurance Cover?
- Hair Styling
- Skin Care
- Nail Decorations
Design, Cut, & style
Flash or Balyage Highlights
Why Carry Cosmetology Insurance?
All cosmetologists want their clients leaving each appointment looking and feeling their best. In this imperfect world, sometimes clients may not be happy with your services or have negative reactions due to services you provided. A client could be dissatisfied with a service you provided to them and become emotionally distraught, potentially leading to a lawsuit against you. Or, a client trips in your salon and gets injured. This could also lead to a claim filed against you. All of these accidents were out of your control.
It is in your best interest to fully cover yourself professionally by protecting your license against future claims. If a product causes a rash for a client, a specific hair dye causes a client’s hair to burn, or a client falls and gets injured in your salon, your credible reputation, finances, and license is at stake. But choosing to be covered with your own professional policy, you are saving yourself from accidents that happen—in or out of your control.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Frequently Asked Questions
Yes, if are at least 16 years old and have completed at least up to a 8th grade education, you are eligible to obtain a cosmetology license in the state of Oklahoma.
You will have to complete 1,500 school hours or 3,000 apprentice hours, and pass written and practical exams.
Yes, along with a cosmetology license, you need to pass the appropriate exams plus 1,000 training hours. Or, 500 hours with two years of recent licensed work experience.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license annually, on the last day of the licensee’s birthday month—along with a $25 dollar fee.
You must hold a current license in a state with equal or higher requirements, have at least three years of recent, licensed work experience, and you may be required to take exams.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.