Ohio Cosmetology Insurance
If you are a licensed cosmetology professional practicing in the state of Ohio, you should carry professional liability insurance. Having your own professional cosmetology insurance policy can save both your reputation and your finances, in the case you find yourself in a lawsuit. An employer may offer a partial coverage policy for you, but this policy won’t fully protect you and your license. If you want to make a financially-wise and positive career decision, just keep reading.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Ohio Cosmetology FAQs
Yes, if are at least 16 years old and have completed at least up to a 10th grade education, you are eligible to obtain a cosmetology license in the state of Ohio.
You will have to complete 1,500 school hours and pass the appropriate exams.
Yes, you need a managing cosmetology license plus 1,000 training hours, or one year of salon experience.
Yes, 8 board-approved CEUs every two years.
A person practicing cosmetology must renew his or her license by January 31 of every odd-numbered year—along with a $45 dollar fee.
Ohio does not offer reciprocity. You must take and pass Ohio’s practical, theoretical, and manager exams.
Why should I carry cosmetology insurance?
Most likely, there’s not a cosmetologist working in the state of Ohio that doesn’t want his or her clients leaving an appointment feeling their best. Unfortunately, this world is not perfect, and sometimes clients may not be happy with your services. A client could be unhappy with a service provided to them and become emotionally distraught, potentially leading to a lawsuit against you. Or, equipment malfunctions causing injury. This scenario could also lead to a claim filed against you. The common denominator in these scenarios—these accidents were out of your control.
Why leave your career up to risk? Carrying liability insurance is a simple solution to protecting both your career and finances in the unfortunate case a lawsuit occurs.
