New Hampshire Cosmetology Insurance
Any current cosmetologist practicing in the state of New Hampshire should carry liability insurance coverage—tailored to protect your credibility as a professional, your financial well-being, and your overall livelihood. Cosmetology insurance can protect you against claims filed against you by paying for legal fees and covering other damages.
Because of the types of cosmetic services that use electrical tools, hot wax, or sharp instruments, there will never be zero percent risk. Either in or out of your control, accidents can happen. But, the good news is you’ve come to the right place to start protecting a license you have spent thousands of training hours earning.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
New Hampshire Cosmetology FAQs
If you have completed at least a high school education or equivalent and are of good professional character, you are eligible to obtain a cosmetology license in the state of New Hampshire.
You will have to complete 1,500 school hours or 3,000 apprentice hours within 18 months and pass the appropriate exams.
Yes, you need a cosmetology license plus 8 years of experience, or 500 training hours plus one year of experience, or 800 training hours to be a licensed cosmetology instructor.
Cosmetology instructors are required to complete 28 CEUs every 2 years.
A person practicing cosmetology must renew his or her license every two years by the last day of the licensee’s birthday month—plus a $40 dollar fee.
No problem, just make sure you have completed 1,500 training hours in your home state or 3,000 hours of work experience. You must also pass a hands-on practical exam and a national written exam in English.
Why carry cosmetology insurance?
Most likely when you began your career as a cosmetologist, you had in mind always making your clients leave your services looking and feeling their best. You didn’t think of the stress caused by potential liability insurance claims—even though you were taught safe practice techniques in beauty school. These potential claims are real and can cause damage to a well-earned license you spent thousands of hours achieving.
There are certain scenarios that are impossible to avoid, the trip-and-fall or a negative skin reaction to a product. Each scenario, both out of your control, could result in a lawsuit that could tarnish your reputation and be financially-draining to your bank account. The fear of the unknown does not have to last. Choosing to carry your own cosmetology liability insurance offers you instant, stress-free protection.
