Mississippi Cosmetology Insurance
After you obtain your cosmetology license in the state of Mississippi and begin work, it becomes your primary goal to have each client leave your services looking and feeling his or her best. But with the industry being so broad and the closeness of the majority of services provided, it is impossible to assume there will be no risk of accidents happening.
Accidents that happen, whether in or out of your control, can ruin both your credibility and the financial state of your business. Fortunately, we can provide a solution. Choosing to carry the appropriate liability insurance save you grief and protect a license you worked so hard to attain.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Mississippi Cosmetology FAQs
If you are at least 17 years old, able to read, write and speak, and have completed at least a high school education or equivalent, you are eligible to obtain a cosmetology license in the state of Mississippi.
You will have to complete 1,500 school hours (9 months) and pass the appropriate exams.
Yes, you need a cosmetology license, 12 board-approved college hours, 750 instructor training hours, along with two or more years of experience or 2,000 training hours with two years of experience.
Yes, instructors are required to complete 24 CEUs every two years, and master cosmetologists are required to complete 16 CEUs every two years.
A person practicing cosmetology must renew his or her license every two years—along with a $50 dollar fee.
No problem, just make sure you submit an application and an affidavit/certification of training that meets Mississippi’s reciprocity requirements and appear for an application eligibility review.
Why do I need to carry cosmetology insurance?
You may be thinking you’ve been taught in school to practice safe technique or that you are a seasoned professional and nothing has ever happened to you previously. However in this industry, it’s impossible to predict what may or may not happen. You can’t predict when a client may trip and fall in your studio and file a claim against you. Due to the variety of services the cosmetology industry provides, even the most careful beauty professional can make a mistake. Lucky for you, there is a simple solution.
Carrying the appropriate cosmetology insurance can save you practicing in stress and suffering financial damage to your business. Cosmetology insurance can protect both your business and a license you worked hard to achieve.
