Michigan Cosmetology Insurance
As a professional cosmetologist working in the state of Michigan, it is your goal to have every client leave your services looking and feeling his or her best. Successfully doing so is rewarding for both you and your client, leading to a growing business and larger clientele. But, even the most seasoned beauty professional can make a mistake—either knowingly or unknowingly—that leads to a financially draining lawsuit.
But not to worry, there is a solution. Carrying the appropriate liability insurance allows you to work stress-free with your reputation and license protected.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Michigan Cosmetology FAQs
If you are at least 17 years old and have completed at least a 9th grade education, you are eligible to obtain a cosmetology license in the state of Michigan.
You will have to complete 1,500 school hours/2-year apprenticeship and pass the appropriate exams.
Yes, a cosmetology license plus 500 training hours are required.
No, CEUs are not required.
A person practicing cosmetology must renew his or her license every two years by the end of August—plus pay a $48 dollar fee.
No problem, just make sure you hold a valid cosmetology license in another state with similar or greater requirements.
Why do I need Cosmetology Insurance?
The more coverage you have, the better off you’ll be—the general rule for liability insurance. Keeping this rule in mind will help you better protect your business from possible lawsuits. Because both your reputation and your license can be tainted by the threat of litigation, carrying liability insurance is a wise decision both in terms of finances and the longevity of your career. Don’t let the hard work of building a successful beauty business go to waste. Have the appropriate beauty insurance coverage to help protect a career you worked so hard to achieve.
