Massachusetts Cosmetology Insurance
Once you’ve received your cosmetology license in the state of Massachusetts, you will begin to provide services to many different people. Each client will be different, and you will have to learn how to cater to each. Although you might have partial coverage through your employer, buying a personal Massachusetts cosmetology insurance policy is a smart decision, both financially and for the longevity of your career.
Due to the closeness of the majority of services provided in the beauty industry, even the most seasoned professional could make a mistake resulting in a lawsuit. Whether in or out of the cosmetologist’s control, a lawsuit can ruin your reputation and your bank account. Fortunately, you won’t have to practice in fear of a potential claim being filed against you. There is a solution.
Carrying the appropriate liability insurance for your career is in your best interest to fully protect you in the event of a lawsuit.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Massachusetts Cosmetology FAQs
If you are at least 17 years old and have completed at least a 10th grade education, you are eligible to obtain a cosmetology license in the state of Massachusetts.
You will have to complete 1,000 school hours and pass the appropriate exams.
Yes, you need both a license and have 2 years of experience as a junior instructor to be a cosmetology instructor in the state of Massachusetts.
No, CEUs are not required to renew your license.
A person practicing cosmetology must renew his or her license every two years by the licensee’s birthday—along with a $68 dollar fee.
No problem, just make sure you pass the state’s written and practical board exams.
Why do you need cosmetology insurance?
If you’re thinking to yourself that you don’t need to carry insurance, just keep reading. Even if your employer offers you partial coverage, it would not be enough to cover you if a lawsuit were to be filed against you. Due to the closeness of most cosmetic services, there will never be 0% risk of an accident happening. A client could slip on product residue on the floor or respond negatively to cosmetic products. A facial cream could cause a negative skin reaction or a hair treatment could cause burning of the scalp.
In these cases, your client could choose to file a lawsuit against you. At this point in your career, you have worked tremendously hard to attain your credible reputation and career as a beauty professional. Why not protect something you’ve worked so hard to achieve?
Fortunately, beauty insurance offers a solution. Carrying the appropriate liability insurance policy is not only smart practice, but it also instills extra confidence in your clients, too. So, instead of running the risk of a lawsuit, which could put you permanently out of practice in your hard-earned career, choose to protect yourself with the right beauty insurance coverage.
