Louisiana Cosmetology Insurance
In the state of Louisiana, whether you are a beauty professional fresh out of cosmetology school or a seasoned professional who has practiced for years, injuring a client is never on your radar. But with the closeness of the majority of beauty services, there will never be a zero percent risk potential accidents. If you do injure a client, your hand slips cutting hair or you have a client break out from a chemical treatment, he or she can choose to file a claim against you. If you are found guilty, hefty financial costs can result. However, there is a bright side. If you carry the appropriate liability insurance, your policy will most likely take care of these issues and protect both your reputation and your finances.
Because predicting a potential lawsuit is far out of reach, protecting yourself and your business with the right insurance plan is crucial to the longevity of your career. The stress of financially-draining lawsuits can diminish, and you can go back to providing beauty services stress-free.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Louisiana Cosmetology FAQs
If you are at least 16 years old and have completed at least a 10th grade education, you are eligible to obtain a cosmetology license in the state of Louisiana.
You will have to complete 1,500 school hours and pass the appropriate state board exams.
Yes, you need to be a licensed cosmetologist and have 500 training hours completed.
No, CEUs are not required in the state of Louisiana.
A person practicing cosmetology in the state of Louisiana must renew his or her license every year by the licensee’s birthday—along with a $25 dollar fee.
No problem, if an applicant is from WI, VT, TX, TN, NY, MN, MI, MA, MD, KS, HI, FL, CT or CO he or she must take the NIC, state theory, and practical exams.
Why do I need cosmetology insurance?
Working in the field of cosmetology, you are likely aware of the fact that you are working with chemicals, dangerous equipment, and other equipment that can potentially injure your clients. For this reason, having a cosmetology insurance policy in place, for personal protection, is in your best interest.
If a curling iron causes burns to a client, if the hair dryer malfunctions, or if dyes cause their hair to burn or even fall off, you are in trouble without insurance. But, with the right policy in place, you are going to shield yourself of liability for these issues that do occur, issues over which you may not have any control.
