Georgia Cosmetology Insurance
As a licensed cosmetologist in Georgia, you should know the benefits of carrying professional cosmetology liability insurance to protect both your credibility and your finances.
Holding your own professional insurance can benefit you further than the partial coverage you may hold through your employer. You won’t have to run in to personal claims and liability, if a patron claims more damage than what your employer covers. If a client claims emotional stress or bodily injury due to a treatment gone wrong, you will be covered by your personal professional policy.
What Does Cosmetology Insurance Cover?
- Skin Care
- Nail Decorations
- Massage
Chemical Wave
Children
Custom Wrap
Design, Cut, & style
Flash or Balyage Highlights
Hair Bleaching
Hair Coloring
Hair Treatments
Hairshaping
Instruction
Permanent Wave
Shampooing
Straightening
Thermal Styling
Waves
Weave
Wet Styling
Wig Stylist
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
Protect your career & Receive the peace of mind that you deserve with the #1 rated liability insurance in the industry.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Delaware Cosmetology FAQs
If you are at least 17 years old, you are eligible to obtain a cosmetology license in the state of Georgia.
You will have to complete 1,500 school hours and 3,000 apprentice hours in 18 months and pass both written and practical exams.
Yes, a cosmetology license, 750 training hours, and passing the appropriate exams is required.
Yes, 5 CEUs are required every two years for renewal.
A person practicing cosmetology must renew every two years by March 31 of even-numbered years—along with paying a $50 dollar fee.
No problem, just make sure you are licensed in a state or country that has similar requirements and grants reciprocity to Georgia licensees.
Why Do I Need Cosmetology Insurance?
If you’re thinking to yourself, cosmetology insurance isn’t a necessity for myself and my business—just keep reading. Due to the variety of beauty services and the closeness of the majority of cosmetology services provided, risks will never be fully eliminated. While providing these services, you are working with scissors, dye materials, paint, and hot equipment, which in the event of a malfunction can possibly cause injuries to clients.
Even the most seasoned beauty professional could make a crucial mistake out of his or her control, such as a client negatively reacting to a new product resulting in rash or negative health results. This client, who claims bodily injury and financial loss due to medical bills, can then choose to file a claim against you—putting your professional reputation on the line.
Carrying professional liability insurance can alleviate the stress of these potential risks. Having the appropriate liability insurance is just as important as being able to keep a thriving cosmetology business for any practicing cosmetology professional in the state of Georgia.
