Connecticut Cosmetology Insurance

Once you have passed Connecticut’s necessary requirements for a cosmetologist license and begin providing professional beauty services, it is essential for you to begin protecting both your reputation and your career. Cosmetology liability insurance can help you. Carrying cosmetology insurance covers you in case of a potential lawsuit and can help you financially with any legal fees.

If you’re thinking to yourself that you don’t need to carry insurance, just keep reading. Due to the closeness of most cosmetic services, there will never be 0% risk of an accident happening. A client could slip on product residue on the floor or respond negatively to cosmetic products—a facial cream that causes a negative skin reaction or a hair treatment that causes burning of the scalp. Fortunately, cosmetology insurance offers a solution to the possibility of this financially draining problem.

Two Main Types of Cosmetology Insurance

Professional liability (malpractice): protects claims made against the services you provide. For example, if a client has a negative skin reaction to a hot wax used during a treatment, he or she could choose to file a claim against you.

General liability (or slip-and-fall scenario): protects your cosmetology business and your professional reputation from lawsuits stemming from damages that occurred on the property of your business—including a client slipping on the floor of your business or an accident which causes bodily injury or medical costs.

Connecticut Cosmetology FAQs

Do I have prerequisites to complete?

If you are at least 16 years old and have completed at least up to an 8th grade education, you are eligible to obtain a cosmetology license in the state of Connecticut.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,500 school hours and pass a written exam.

Do I need a license to be a cosmetology instructor?

No, you do not need a license to be a cosmetology instructor in the state of Connecticut.

Does the state of Connecticut require me to complete continuing education units (CEUs)?

Yes, 10 CEUs are required to renew your license.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her license every two years by the last day of the practitioner’s birthday month—along with a $100 dollar fee.

Moving to Connecticut from another state?

No problem, just make sure you hold a valid license from a state with equivalent requirements and pass the appropriate written exam.