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Beauty Insurance Plus

Beauty Insurance Plus - Professional Liability Insurance

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Bodywork Insurance vs. Beauty Insurance Plus

Beauty Insurance Plus V.S. Beauty & Bodywork Insurance

When it comes to purchasing liability insurance, choosing the right policy can be confusing. From insurance terms to coverage limits, it’s like a whole new world. That’s why we are breaking down Beauty and Bodywork Insurance V.S. Beauty Insurance Plus so you can be educated to make the best decision for your beauty business.


Choosing a comprehensive liability insurance policy will prevent future disaster for you financially. No matter what accidents or injuries happen in your salon, with the right insurance policy you don’t have to worry about facing claims on your own that could cripple your business. 

How Does Bodywork Insurance Stack Up To Beauty Insurance Plus?

Beauty Insurance Plus

  • Professional & General liability insurance: $2 million per occurrence; $3 million individual annual aggregate
  • Personal Injury and Advertising Injury: $2 million
  • Immediate Coverage: As soon as you apply, you're covered!
  • Student Rate: Only $49 per year, no matter where you practice!
  • Identity Protection Plan: $25,000
  • Exclusive Member Benefits
  • Occurrence Form Policy
Get Covered Now

Beauty and Bodywork Insurance

  • Professional & General liability insurance: $2 million per occurrence; $3 million individual annual aggregate
  • Personal Injury and Advertising Injury: $2 million
  • Immediate Coverage
  • Student Rate: $69
  • Identity Protection Plan: $100,000 (at additional $78/YR)
  • Claims Made Policy

Beauty and Bodywork Insurance doesn't offer coverage for esthetic services such as Gua Sha, Endermologie, Body & Cool Sculpting, Cyrotherapy, Microcurrent Services, and Microblading. But Beauty Insurance Plus does! Get coverage for more than 500+ Beauty & Wellness Services.

Why Do I Need Insurance With Beauty Insurance Plus?

When choosing a policy, it’s essential to consider not only the coverage limits but the type of policy as well.

Beauty Insurance Plus is customized for beauty professionals and is the most affordable and inclusive policy on the market. Unlike Insure Bodywork, Beauty Insurance Plus provides occurrence form coverage guaranteeing the best protection for policy holders. But what exactly is occurrence form coverage? 

An occurrence form policy ensures that the policy holder is covered for any claims that took place during the policy period. For example, if your policy expired in August and a client who slipped and fell in your salon in June reported a claim about the incident in October, your policy would still cover you. 

A policy with Bodywork Insurance is a claims made policy, which means once your policy expires any claim made afterwards, even if the incident occurred while you were ensured, will not be covered. 

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Your Policy Limits + Member Benefits

With Beauty Insurance Plus you're covered in all 50 states. Plus you get hundreds of dollars in exclusive benefits at no additional cost.

  • Professional & General Liability:
    $2 million per occurrence, $3 million per year
  • Personal Injury and Advertising Injury:
    $2 million
  • Identity Protection Plan:
    $25,000 
  • Occurrence Form Policy covers claims for incidents during coverage, even if the claim is filed after your policy expires
  • Receive 50% off two months of subscription to  GlossGenius, the leading salon booking software.
  • MetLife PPO dental coverage as low as $28.50/mo – and vison add-on plans for $11.30/mo.

Why Choose Beauty Insurance Plus

Get insured with no quote process and get instant coverage for more than 500+ beauty and wellness services, no matter where you practice.

instant coverage

Get digital proof of insurance right when you checkout.

mobile coverage

Rest assured that you're insured wherever you practice within the U.S.

Pro BEAUTY TAILORED

Crafted specifically for beauty pros, we cover you for all the modalities that matter.

Affordable

Beauty Insurance Plus pricing is easy and straightforward with no hidden fees.

Get Covered Now

1 (800) 983-9508

The #1 Choice for Beauty Insurance

Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.

Beauty Insurance Plus Pricing

With Beauty Insurance Plus, the cost of insurance stays the same, regardless of the amount of services you offer.

One Year Policy

$169

Get Insured

Two Year Policy

$299

Get Insured

Frequently Asked Questions

Does beauty Insurance plus Provide mobile coverage?

Yes! Unlike similar companies like Insure Bodywork, Beauty Insurance Plus provides coverage in all 50 states, so no matter where you offer your services, you are covered.

Does Beauty And bodywork insurance have an application process?

Yes, when purchasing bodywork insurance, you must go through an application. However, with Beauty Insurance Plus, there is no application process, and checkout can be completed in under 5 minutes.

How much does it cost to add additional insureds?

With Beauty Insurance Plus, you can add an additional insured for just $10 each or pay $30 for unlimited additional insureds. Beauty and Bodywork Insurance gives you the option to add additional insureds for $15 each or an unlimited amount for $30.

Beauty Insurance Plus

8430 Enterprise Circle, Suite 200
Lakewood Ranch, FL 34202

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The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202. All Rights Reserved.

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