Arkansas Cosmetology Insurance
If you are currently practicing cosmetology in the state of Arkansas, it is your ultimate goal to have each client leave your services with an elevated level of confidence and looking their best. But, unfortunately this is not always the case. Accidents can and do happen.
With the closeness of the majority of cosmetology services, it is easy for even the most seasoned beauty professional to make a mistake. The good thing is you do not have to continue practicing in fear of a potential lawsuit. Having the appropriate cosmetology insurance can help.
Affordable Prices. Unmatched Coverage.
Instant access to your insurance certificate, hundreds of dollars in exclusive member benefits, and additional coverages at no additional cost.
Two Year
$299
Per 2 Years
Lock-in a rate of $149 per year, by purchasing our two-year policy, with all the same benefits.
One Year
$169
Per Year
our first year introductory rate! take advantage of everything we have to offer.
Student
$49
First Year
Protect yourself in school & after. Buy a policy before graduation for a full year of discounted coverage.
What Does Cosmetology Insurance Cover?
- Hair Styling
- Skin Care
- Massage
Acrylic
Airbrush Designs
Charms
False Nails
Foot Scrub
Gel
Gems
Glitter
Instruction
Manicures
Nail Art
Nail Extensions
Nail Repair
Painting
Paraffin Pedicures
Polish
Stencil Designs
Varnish
Youth
Why Should I Be Covered by Cosmetology Insurance?
(0% risk) With cosmetology being a high-contact modality, the customer’s health and the physicality involved can make a recipe for a lawsuit.
In addition to a client having a negative skin reaction to a facial cream or hair treatment, a client may trip and fall in your premises. In either case, you are at risk of a lawsuit.
Although some potential accidents are outside of the cosmetologist’s control, they still could be financially damaging. Cosmetology insurance coverage lessens stress and provides support for cosmetologists, whether it’s hairstylists, colorists, beauticians, manicurists, or makeup artists.
Without the appropriate coverage, a lawsuit can not only cost a cosmetologist his or her reputation but also can be financially draining to his or her bank accounts.
Policy Highlights & Benefits
The #1 Choice for Cosmetology Liability Insurance
Our policy was designed specifically for beauty professionals. Insure your career today with the most affordable and comprehensive coverage available.
Frequently Asked Questions
If you are at least 16 years old and have completed at least up to a 10th grade education or equivalent, you are eligible to obtain a cosmetology license in the state of Arkansas.
You will have to complete 1,500 school hours and pass both written and practical exams.
Yes, you will need to have completed 600 hours in cosmetology teaching courses and pass the appropriate exam.
No, CEUs are not required in the state of Arkansas.
A person practicing cosmetology must renew his or her license every two years by the date of the practitioner’s birthday—along with a $80 dollar fee.
No problem, just make sure you currently hold a valid cosmetology license and have certification of licensure and training along with passing a state law exam.
Why Is It Important to Have Insurance For Your Career?
Providing beauty services often requires close contact with clients, which can increase the risk of accidents occurring. While it's easy to think that the chances of something going wrong are low, the truth is that accidents do happen, and it's essential to be prepared to protect both yourself and your career.
For instance, if you're applying hair color to a client, and the treatment is left on for too long, it could result in damage to the hair or burns to the scalp. In such a scenario, the client may decide to sue you for damages or emotional distress, leaving you to bear the entire cost of the lawsuit. However, if you have the right liability insurance, your finances and reputation will remain protected.
Rather than taking chances with your livelihood, it's crucial to prioritize protecting your career and business by having the appropriate insurance coverage in place. With insurance, you can work confidently, knowing that you're prepared for any unexpected incidents that may arise while providing your valued services to clients.
