Arizona Cosmetology Insurance

Once you have obtained your cosmetology license and begin practicing, it is critical to obtain the appropriate insurance for the protection of your career and professional reputation. Cosmetology liability insurance covers you in case of a lawsuit and can pay your legal defenses in the event that legal action is taken.

You may be thinking to yourself that you don’t need insurance, but due to the closeness of most cosmetic services, there will never be 0% risk. Fortunately, we have a solution to easily manage these risks—carrying the proper liability insurance.

What does cosmetology insurance cover?

Professional liability (malpractice): protects any claims involving negligence or error on behalf of the cosmetologist. A professional liability insurance policy covers you professionally if a client files claims that his or her error caused injury or financial loss.

General liability (trip-and-fall scenario): an essential component to providing cosmetology services in the state of Arizona. This type of insurance is important for any cosmetologist who allows clients into his or her property. General liability insurance protects you professionally from a lawsuit stemming from damages that occurred on your business premise or using a product that caused bodily injury or medical costs.

Do you need to be covered by insurance?

Each client is different. Each has different skin and reacts differently to various cosmetic products. For example, a client’s skin could react negatively to a skincare product, and the client could take legal action against the esthetician for damages suffered. But, if the esthetician is covered by professional liability insurance, he or she would be protected from these types of claims.

Because of the nature of this industry, there will always be a chance of accidents happening. If you’re practicing cosmetology in the state of Arizona, choose to cover yourself professionally and practice without fear of financial burden.

Arizona Cosmetology FAQs

Do I have prerequisites to complete?

If you are at least 23 years old and have completed at least two years of high school education or equivalent, you are eligible to obtain a cosmetology license in the state of Arizona.

What do I need to do to obtain my cosmetology license?

You will have to complete 1,600 school hours and pass both written and practical exams.

Do I need a license to be a cosmetology instructor?

Yes, you will need to have completed one year of licensure and completed 650 hours of training.

Does the state of Arizona require me to complete continuing education units (CEUs)?

No, CEUs are not required in the state of Arizona.

How often do I need to renew my cosmetology license?

A person practicing cosmetology must renew his or her license every year by the date of the practitioner’s birthday—along with a $30 dollar fee.

Moving to Arizona from another state?

No problem, just make sure you have practiced for at least one year in the current state of licensure within the five years prior to applying.